Exhibit 3.78


                              AMENDED AND RESTATED
                          CERTIFICATE OF INCORPORATION
                                       OF
                         FIRST BRANDYWINE FINANCE CORP.

         FIRST: The name of the corporation is First Brandywine Finance Corp.
(the "Corporation").

         SECOND: The registered office of the Corporation is located at 1105
North Market Street, Suite 1300, Wilmington, County of New Castle, Delaware
19801. The registered agent of the Corporation at that address is Delaware
Corporate Management, Inc.

         THIRD: The purpose of the Corporation is to engage in any lawful act or
activity for which corporations may be organized under the General Corporation
Law of the State of Delaware; provided that the Corporation's activities shall
be confined to the maintenance and management of its intangible investments and
the collection and distribution of the income from such investments of from
tangible property physically located outside Delaware, all as defined in, and in
such manner to qualify for exemption from income taxation under, Section
1902(b)(8) of Title 30 of the Delaware Code, or under the corresponding
provision of any subsequent law.

         FOURTH: The Corporation shall have authority to issue one thousand
(1,000) shares of common stock, having a par value of one dollar ($1.00) per
share.

         FIFTH: The Corporation shall indemnify Directors and officers of the
Corporation to the fullest extent permitted by law.

         SIXTH: The Directors of the Corporation shall incur no personal
liability to the Corporation or its stockholders for monetary damages for any
breach of fiduciary duty as a Director; provided, however, that the Directors of
the Corporation shall continue to be subject to liability (i) for any breach of
their duty of loyalty to the corporation or its stockholders; (ii) for acts or
omissions not in good faith or which involve intentional misconduct or a knowing
violation of law; (iii) for acts or omissions arising under Section 174 of the
General Corporation Law of the State of Delaware; (iv) for any transaction from
which the Directors derived an improper personal benefit. In discharging the
duties of their respective positions, the Board of Directors, committees of the
Board, individual Directors and individual officers may, in considering the best
interest of the Corporation, consider the effects of any action upon employees,
suppliers and customers of the Corporation, communities in which officers or
other establishments of the Corporation are located, and all other pertinent
factors. In addition, the personal liability of the Directors shall further be
limited or eliminated to the fullest extent permitted by any future amendments
to Delaware law.


         SEVENTH: The business and affairs of the Corporation shall be managed
by or under the direction of the Board of Directors, the number of members of
which shall be set forth in the bylaws of the Corporation. The Directors need
not be elected by ballot unless required by the bylaws of the Corporation.

         EIGHTH: Meeting of the stockholders will be held at such place within
Delaware, on such date and at such time as may be called by the Board of
Directors. The Chairman or the President, or as otherwise provided by law. The
books of the Corporation will be kept in the State of Delaware at such place or
places as may be designated from time to time by the Board of Directors or in
the bylaws of the Corporation.

         NINTH: In the furtherance and not in limitation of the objects,
purposes and powers prescribed herein and conferred by the laws of the State of
Delaware, the Board of Directors is expressly authorized to make, amend and
repeal the bylaws.

         TENTH: The Corporation reserves the right to amend or repeal any
provision contained in this Certificate of Incorporation in the manner now or
hereinafter prescribed by the laws of the State of Delaware. All rights herein
conferred are granted subject to this reservation.

         ELEVENTH: The Corporation shall have no power and may not be authorized
by its stockholders or Directors (i) to perform or omit to do any act that would
prevent or inhibit the Corporation form qualifying or cause the Corporation to
lose its status, as a corporation exempt from the Delaware Corporation Income
Tax under Section 1902(b)(8) of Title 30 of the Delaware Code, or under the
corresponding provision of any subsequent law; or (ii) to conduct any activities
in any state other than Delaware which could result in the Corporation being
subject to the taxing jurisdiction of any state other than Delaware.

         First Brandywine Finance Corp. has caused this Amended and Restated
Certificate of Incorporation to be duly executed in its corporate name under the
seal of the Corporation as of this 24th day of July, 1996, to be effective upon
filing with the Delaware Secretary of State.

                                                FIRST BRANDYWINE FINANCE CORP.

                                                By:  Gordon W. Stewart
                                                     ---------------------------
                                                     Gordon W. Stewart
                                                     Secretary
                                                     [SEAL]

                                      -2-