Exhibit 99.3



                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002




In connection with the Annual Report on Form 11-K for the year ended December
31, 2002 (the "Report") of the Consumers Water Company Employees' 401(k) Savings
Plan and Trust (the "Plan") as filed with the Securities and Exchange Commission
on the date hereof, the undersigned officer of Philadelphia Suburban Corporation
hereby certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:


(1)  The Report fully complies with the requirements of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934 (15 U.S.C. Section 78m(a) or Section
     78o(d)); and

(2)  The information contained in the Report fairly presents, in all material
     respects, the net assets available for benefits and changes in net assets
     available for benefits of the Plan.





David P. Smeltzer
- -----------------------------------------------------------
David P. Smeltzer
Senior Vice President - Finance and Chief Financial Officer
June 27, 2003


The foregoing certification shall not be deemed to be filed for purposes of
Section 18 of the Securities and Exchange Act of 1934 or otherwise subject to
liability under that section. This certification shall not be deemed to be
incorporated by reference into any filing under the Securities Act of 1933 or
the Exchange Act except to the extent this Exhibit 99.3 is expressly and
specifically incorporated by reference in any such filing.

A signed original of this written statement required by Section 906 has been
provided to Philadelphia Suburban Corporation and will be retained by
Philadelphia Suburban Corporation and furnished to the Securities and Exchange
Commission or its staff upon request.