================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 29, 2004 ------------- FIRST WASHINGTON FINANCIALCORP ------------------------------------------------------ (Exact name of registrant as specified in its charter) NEW JERSEY 000-32949 52-2150671 - ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) US ROUTE 130 & MAIN STREET WINDSOR, NEW JERSEY 08561 - ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (609) 426-1000 -------------- ================================================================================ Item 7. Exhibits. --------- (c) The following exhibits are filed with this Current Report on Form 8-K. Exhibit No. Description ----------- ----------- 99.1 Press Release released July 29, 2004 announcing the Registrant's results for the second quarter of 2004. Item 12. Results of Operations and Financial Condition. ---------------------------------------------- The Registrant issued a press release on July 29, 2004 announcing the Registrant's results of operations for the second quarter of 2004. A copy of the press release is attached hereto as Exhibit 99.1 and is hereby incorporated by reference. The information furnished in this report, including the exhibit to the Form 8-K, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act") or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing. SIGNATURES ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, First Washington FinancialCorp, has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST WASHINGTON FINANCIALCORP. ------------------------------- (Registrant) Dated: July 29, 2004 By: /s/ C. HERBERT SCHNEIDER --------------------------------- C. HERBERT SCHNEIDER President and Chief Executive Officer EXHIBIT INDEX ------------- CURRENT REPORT ON FORM 8-K -------------------------- Exhibit No. Description Page No. - ----------- ----------- -------- 99.1 Press Release released July 29, 2004 5-6 announcing the Registrant's results for the second quarter of 2004.