EXHIBIT 32.1

                                  CERTIFICATION

Pursuant to 18 U.S.C. Section 1350, I, Bernard J. Jacob, Chief Executive
Officer of Pruco Life Insurance Company (the "Company"), hereby certify that the
Company's Quarterly Report on Form 10-Q/A for the quarter ended September 30,
2004 (the "Report") fully complies with the requirements of Section 13(a) or
15(d) of the Securities Exchange Act of 1934 and that the information contained
in the Report fairly presents, in all material respects, the financial condition
and results of operations of the Company.

Dated: January 3, 2005


                                          /s/ Bernard J. Jacob
                                          -----------------------
                                          Bernard J. Jacob
                                          Chief Executive Officer


The foregoing certification is being furnished solely pursuant to 18 U.S.C.
Section 1350 and is not being filed as part of the Report or as a separate
disclosure document.