UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2005 THE BANCORP, INC. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Delaware 51018 23-3016517 - ---------------------------- ---------------------- ------------------ (State or other jurisdiction (Commission File Number) (I.R.S. Employer of incorporation) Identification No.) 405 Silverside Road, Wilmington, DE 19809 ------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (302) 385-5000 N/A ------------------------------------------------------------ (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |_| Written communication pursuant to Rule 425 under the Securities Act |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On February 2, 2005, The Bancorp, Inc. issued a press release regarding its earning for the three months and year ended December 31, 2004. This press release was issued to correct and replace a press release issued by The Bancorp, Inc. on February 1, 2005 that contained certain production errors. A copy of the press release issued February 2, 2005 is furnished with this report as exhibit 99. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits EXHIBIT NUMBER DESCRIPTION OF DOCUMENT -------------- ----------------------- 99 Press Release SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE BANCORP, INC. By: /s/ Martin F. Egan -------------------------------- Name: Martin F. Egan Date: February 4, 2005 Title: Senior Vice President, Chief Financial Officer and Secretary Exhibit Index EXHIBIT NUMBER DESCRIPTION OF DOCUMENT -------------- ----------------------- 99 Press Release