EXHIBIT 99.3
Page 1 of 5
Client Distribution History Report
Date Range - From: 01/01/2003 to: 12/31/2004
Payable Date August 25, 2004
Client 27935 Equity One Mortgage Pass-Through Certificates Series 2004-3
Pool Number Beginning Interest
Series Cusip No. Prin Bal Principal Paid Interest Paid Total Distrib Adjustment
- ----------- -------------- ----------- -------------- ------------- ------------- ----------
af1 294751ER9 149220000 4321063.51 217916.29 4538979.8
af2 294751ES7 37640000 0 119193.33 119193.33
af3 264751ET5 45490000 0 161679.04 161679.04
af4 294751EU2 43000000 0 182750 182750
af5 294751EV0 17629000 0 83737.75 83737.75
af6 294751EW8 20700000 0 87285 87285
av1 294751EX6 179385000 3618364.24 288278.12 3906642.36
av2 264751EY4 34668000 1498170.73 56348.3 1554519.03
b1 294751FD9 8080000 0 23576.38 23576.38
b2 294751FE7 6790000 0 24480.46 24480.46
b3 294751FF4 7110000 0 32151.67 32151.67
m1 294751EZ1 41040000 0 194940 194940
m2 294751FA5 34580000 0 164255 164255
m3 294751FB3 10340000 0 49115 49115
m4 294751FC1 8730000 0 41467.5 41467.5
r N/A 0 0 0 0
x N/A 646347251.2 7818055.16 2.32 7818057.48
PAYABLE TOTALS 17,255,653.64 1,727,176.16 18,982,829.80 0.00
GRAND TOTALS 17,255,653.64 1,727,176.16 18,982,829.80 0.00
Pool Number Net Interest
Series Distribution Other Ending Prin Bal Int @Mtg Rate Servicer Fee
- ----------- -------------- ----- ---------------- ------------- ------------
af1 217916.29 0 144898936.5 0 0
af2 119193.33 0 37640000 0 0
af3 161679.04 0 45490000 0 0
af4 182750 0 43000000 0 0
af5 83737.75 0 17629000 0 0
af6 87285 0 20700000 0 0
av1 288278.12 0 175766635.8 0 0
av2 56348.3 0 33169829.27 0 0
b1 23576.38 0 8080000 0 0
b2 24480.46 0 6790000 0 0
b3 32151.67 0 7110000 0 0
m1 194940 0 41040000 0 0
m2 164255 0 34580000 0 0
m3 49115 0 10340000 0 0
m4 41467.5 0 8730000 0 0
r 0 0 0 0 0
x 2.32 0 638529196 0 0
1,727,176.16 0.00 1,273,493,597.55 0.00 0.00
1,727,176.16 0.00 1,273,493,597.55 0.00 0.00
Page 2 of 5
Client Distribution History Report
Date Range - From: 01/01/2003 to: 12/31/2004
Payable Date September 27, 2004
Client 27935 Equity One Mortgage Pass-Through Certificates Series 2004-3
Pool Number Beginning Interest
Series Cusip No. Prin Bal Principal Paid Interest Paid Total Distrib Adjustment
- ----------- -------------- ----------- -------------- ------------- ------------- ----------
af1 294751ER9 144898936.5 3383055.3 235762.64 3618817.94
af2 294751ES7 37640000 0 119193.33 119193.33
af3 264751ET5 45490000 0 161679.04 161679.04
af4 294751EU2 43000000 0 182750 182750
af5 294751EV0 17629000 0 83737.75 83737.75
af6 294751EW8 20700000 0 87285 87285
av1 294751EX6 175766635.8 4396861.98 311766.07 4708628.05
av2 264751EY4 33169829.27 873427.25 59443.1 932870.35
b1 294751FD9 8080000 0 24923.43 24923.43
b2 294751FE7 6790000 0 25612.45 25612.45
b3 294751FF4 7110000 0 33337.01 33337.01
m1 294751EZ1 41040000 0 194940 194940
m2 294751FA5 34580000 0 164255 164255
m3 294751FB3 10340000 0 49115 49115
m4 294751FC1 8730000 0 41467.5 41467.5
r N/A 0 0 0 0
x N/A 638529196 7123977.92 8.95 7123986.87
PAYABLE TOTALS 15,777,322.45 1,775,276.27 17,552,598.72 0.00
GRAND TOTALS 15,777,322.45 1,775,276.27 17,552,598.72 0.00
Pool Number Net Interest
Series Distribution Other Ending Prin Bal Int @Mtg Rate Servicer Fee
- ----------- -------------- ----- ---------------- ------------- ------------
af1 235762.64 0 141515881.2 0 0
af2 119193.33 0 37640000 0 0
af3 161679.04 0 45490000 0 0
af4 182750 0 43000000 0 0
af5 83737.75 0 17629000 0 0
af6 87285 0 20700000 0 0
av1 311766.07 0 171369773.8 0 0
av2 59443.1 0 32296402.02 0 0
b1 24923.43 0 8080000 0 0
b2 25612.45 0 6790000 0 0
b3 33337.01 0 7110000 0 0
m1 194940 0 41040000 0 0
m2 164255 0 34580000 0 0
m3 49115 0 10340000 0 0
m4 41467.5 0 8730000 0 0
r 0 0 0 0 0
x 8.95 0 631405218.1 0 0
1,775,276.27 0.00 1,257,716,275.10 0.00 0.00
1,775,276.27 0.00 1,257,716,275.10 0.00 0.00
Page 3 of 5
Client Distribution History Report
Date Range - From: 01/01/2003 to: 12/31/2004
Payable Date October 25, 2004
Client 27935 Equity One Mortgage Pass-Through Certificates Series 2004-3
Pool Number Beginning Interest
Series Cusip No. Prin Bal Principal Paid Interest Paid Total Distrib Adjustment
- ----------- -------------- ----------- -------------- ------------- ------------- ----------
af1 294751ER9 141515881.2 4359356 220135.82 4579491.82
af2 294751ES7 37640000 0 119193.33 119193.33
af3 264751ET5 45490000 0 161679.04 161679.04
af4 294751EU2 43000000 0 182750 182750
af5 294751EV0 17629000 0 83737.75 83737.75
af6 294751EW8 20700000 0 87285 87285
av1 294751EX6 171369773.8 2654121.88 287901.22 2942023.1
av2 264751EY4 32296402.02 1259788.54 54760.34 1314548.88
b1 294751FD9 8080000 0 22561.16 22561.16
b2 294751FE7 6790000 0 22920.02 22920.02
b3 294751FF4 7110000 0 29530.2 29530.2
m1 294751EZ1 41040000 0 194940 194940
m2 294751FA5 34580000 0 164255 164255
m3 294751FB3 10340000 0 49115 49115
m4 294751FC1 8730000 0 41467.5 41467.5
r N/A 0 0 0 0
x N/A 631405218.1 6727081.7 9.88 6727091.58
PAYABLE TOTALS 15,000,348.12 1,722,241.26 16,722,589.38 0.00
GRAND TOTALS 15,000,348.12 1,722,241.26 16,722,589.38 0.00
Pool Number Net Interest
Series Distribution Other Ending Prin Bal Int @Mtg Rate Servicer Fee
- ----------- -------------- ----- ---------------- ------------- ------------
af1 220135.82 0 137156525.2 0 0
af2 119193.33 0 37640000 0 0
af3 161679.04 0 45490000 0 0
af4 182750 0 43000000 0 0
af5 83737.75 0 17629000 0 0
af6 87285 0 20700000 0 0
av1 287901.22 0 168715651.9 0 0
av2 54760.34 0 31036613.48 0 0
b1 22561.16 0 8080000 0 0
b2 22920.02 0 6790000 0 0
b3 29530.2 0 7110000 0 0
m1 194940 0 41040000 0 0
m2 164255 0 34580000 0 0
m3 49115 0 10340000 0 0
m4 41467.5 0 8730000 0 0
r 0 0 0 0 0
x 9.88 0 624678136.4 0 0
1,722,241.26 0.00 1,242,715,926.98 0.00 0.00
1,722,241.26 0.00 1,242,715,926.98 0.00 0.00
Page 4 of 5
Client Distribution History Report
Date Range - From: 01/01/2003 to: 12/31/2004
Payable Date November 26, 2004
Client 27935 Equity One Mortgage Pass-Through Certificates Series 2004-3
Pool Number Beginning Interest
Series Cusip No. Prin Bal Principal Paid Interest Paid Total Distrib Adjustment
- ----------- -------------- ----------- -------------- ------------- ------------- ----------
af1 294751ER9 137156525.2 4893922.49 255081.9 5149004.39
af2 294751ES7 37640000 0 119179.67 119179.67
af3 264751ET5 45490000 0 161660.51 161660.51
af4 294751EU2 43000000 0 182708.12 182708.12
af5 294751EV0 17629000 0 83728.15 83728.15
af6 294751EW8 20700000 0 87275 87275
av1 294751EX6 168715651.9 6719954.19 337767.52 7057721.71
av2 264751EY4 31036613.48 721272.6 62686.78 783959.38
b1 294751FD9 8080000 0 26445.5 26445.5
b2 294751FE7 6790000 0 26749.53 26749.53
b3 294751FF4 7110000 0 34329.47 34329.47
m1 294751EZ1 41040000 0 194917.66 194917.66
m2 294751FA5 34580000 0 164236.18 164236.18
m3 294751FB3 10340000 0 49109.37 49109.37
m4 294751FC1 8730000 0 41462.75 41462.75
r N/A 0 0 0 0
x N/A 624678136.4 10935533.27 2162.9 10937696.17
PAYABLE TOTAL 23,270,682.55 1,829,501.01 25,100,183.56 0.00
GRAND TOTALS 23,270,682.55 1,829,501.01 25,100,183.56 0.00
Pool Number Net Interest
Series Distribution Other Ending Prin Bal Int @Mtg Rate Servicer Fee
- ----------- -------------- ----- ---------------- ------------- ------------
af1 255081.9 0 132262602.7 0 0
af2 119179.67 0 37640000 0 0
af3 161660.51 0 45490000 0 0
af4 182708.12 0 43000000 0 0
af5 83728.15 0 17629000 0 0
af6 87275 0 20700000 0 0
av1 337767.52 0 161995697.7 0 0
av2 62686.78 0 30315340.88 0 0
b1 26445.5 0 8080000 0 0
b2 26749.53 0 6790000 0 0
b3 34329.47 0 7110000 0 0
m1 194917.66 0 41040000 0 0
m2 164236.18 0 34580000 0 0
m3 49109.37 0 10340000 0 0
m4 41462.75 0 8730000 0 0
r 0 0 0 0 0
x 2162.9 0 613742603.1 0 0
1,829,501.01 0.00 1,219,445,244.43 0.00 0.00
1,829,501.01 0.00 1,219,445,244.43 0.00 0.00
Page 5 of 5
Client Distribution History Report
Date Range - From: 01/01/2003 to: 12/31/2004
Payable Date December 27, 2004
Client 27935 Equity One Mortgage Pass-Through Certificates Series 2004-3
Pool Number Beginning Interest
Series Cusip No. Prin Bal Principal Paid Interest Paid Total Distrib Adjustment
- ----------- -------------- ----------- -------------- ------------- ------------- ----------
af1 294751ER9 132262602.7 7738427.41 266550.81 8004978.22
af2 294751ES7 37640000 0 119179.87 119179.87
af3 264751ET5 45490000 0 161660.79 161660.79
af4 294751EU2 43000000 0 182708.74 182708.74
af5 294751EV0 17629000 0 83728.3 83728.3
af6 294751EW8 20700000 0 87275.15 87275.15
av1 294751EX6 161995697.7 4072861.3 348789.24 4421650.54
av2 264751EY4 30315340.88 1723458.17 65793.31 1789251.48
b1 294751FD9 8080000 0 27345.36 27345.36
b2 294751FE7 6790000 0 27364.29 27364.29
b3 294751FF4 7110000 0 34775.73 34775.73
m1 294751EZ1 41040000 0 194917.99 194917.99
m2 294751FA5 34580000 0 164236.46 164236.46
m3 294751FB3 10340000 0 49109.46 49109.46
m4 294751FC1 8730000 0 41462.82 41462.82
r N/A 0 0 0 0
x N/A 613742603.2 12212496.48 42052.25 12254548.73
PAYABLE TOTALS 25,747,243.36 1,896,950.57 27,644,193.93 0.00
GRAND TOTALS 25,747,243.36 1,896,950.57 27,644,193.93 0.00
Pool Number Net Interest
Series Distribution Other Ending Prin Bal Int @Mtg Rate Servicer Fee
- ----------- -------------- ----- ---------------- ------------- ------------
af1 266550.81 0 124524175.3 0 0
af2 119179.87 0 37640000 0 0
af3 161660.79 0 45490000 0 0
af4 182708.74 0 43000000 0 0
af5 83728.3 0 17629000 0 0
af6 87275.15 0 20700000 0 0
av1 348789.24 0 157922836.4 0 0
av2 65793.31 0 28591882.71 0 0
b1 27345.36 0 8080000 0 0
b2 27364.29 0 6790000 0 0
b3 34775.73 0 7110000 0 0
m1 194917.99 0 41040000 0 0
m2 164236.46 0 34580000 0 0
m3 49109.46 0 10340000 0 0
m4 41462.82 0 8730000 0 0
r 0 0 0 0 0
x 42052.25 0 601530106.7 0 0
1,896,950.57 0.00 1,193,698,001.11 0.00 0.00
1,896,950.57 0.00 1,193,698,001.11 0.00 0.00