EXHIBIT 32.2

                                  CERTIFICATION



Pursuant to 18 U.S.C. ss. 1350, I, John Chieffo, Chief Financial Officer of
Pruco Life Insurance Company (the "Company"), hereby certify that the Company's
Quarterly Report on Form 10-Q for the Quarter Ended March 31, 2005 (the
"Report") fully complies with the requirements of Section 13(a) or 15(d) of the
Securities Exchange Act of 1934 and that the information contained in the Report
fairly presents, in all material respects, the financial condition and results
of operations of the Company.


Dated:  May 13, 2005





                                                     /s/ John Chieffo
                                                     -----------------------
                                                     John Chieffo
                                                     Chief Financial Officer






The foregoing certification is being furnished solely pursuant to 18 U.S.C. ss.
1350 and is not being filed as part of the Report or as a separate disclosure
document.