<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
AUDITED FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED DECEMBER 31, 1995 AND
FOR THE INTERIM PERIOD ENDED MAY 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
       
                             
<PERIOD-TYPE>                   5-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAY-31-1996
<CASH>                                             362
<INT-BEARING-DEPOSITS>                           2,768
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     14,942
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         35,888
<ALLOWANCE>                                        186
<TOTAL-ASSETS>                                  54,853
<DEPOSITS>                                      41,945
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                879
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      12,029
<TOTAL-LIABILITIES-AND-EQUITY>                  54,853
<INTEREST-LOAN>                                  1,377
<INTEREST-INVEST>                                  404
<INTEREST-OTHER>                                    72
<INTEREST-TOTAL>                                 1,853
<INTEREST-DEPOSIT>                                 725
<INTEREST-EXPENSE>                                 725
<INTEREST-INCOME-NET>                            1,128
<LOAN-LOSSES>                                       50
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    353
<INCOME-PRETAX>                                    752
<INCOME-PRE-EXTRAORDINARY>                         752
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       440
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    5.09
<LOANS-NON>                                        584
<LOANS-PAST>                                        16
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   136
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  186
<ALLOWANCE-DOMESTIC>                                52
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            134