<ARTICLE> 9
<RESTATED> 
<CIK> 0001046001
<NAME> DELAWARE FIRST FINANCIAL CORPORATION
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                           4,928
<INT-BEARING-DEPOSITS>                           4,835
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,668
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         91,348
<ALLOWANCE>                                        457
<TOTAL-ASSETS>                                 106,996
<DEPOSITS>                                      77,698
<SHORT-TERM>                                     8,100
<LIABILITIES-OTHER>                              2,071
<LONG-TERM>                                     13,100
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                       6,027
<TOTAL-LIABILITIES-AND-EQUITY>                 106,996
<INTEREST-LOAN>                                  5,613
<INTEREST-INVEST>                                  443
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 6,056
<INTEREST-DEPOSIT>                               3,307
<INTEREST-EXPENSE>                               4,443
<INTEREST-INCOME-NET>                            1,613
<LOAN-LOSSES>                                      211
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,568
<INCOME-PRETAX>                                    102
<INCOME-PRE-EXTRAORDINARY>                         102
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        59
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    2.09
<LOANS-NON>                                        675
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                    97
<LOANS-PROBLEM>                                    618
<ALLOWANCE-OPEN>                                   247
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  457
<ALLOWANCE-DOMESTIC>                               280
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            117