<ARTICLE> 9
<CIK> 0000828944
<NAME> WSFS FINANCIAL CORPORATION
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          27,467
<INT-BEARING-DEPOSITS>                          28,992
<FED-FUNDS-SOLD>                                25,279
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    107,465
<INVESTMENTS-CARRYING>                         301,464
<INVESTMENTS-MARKET>                           302,225
<LOANS>                                        789,313
<ALLOWANCE>                                     24,850
<TOTAL-ASSETS>                               1,515,217
<DEPOSITS>                                     766,966
<SHORT-TERM>                                   215,578
<LIABILITIES-OTHER>                             16,814
<LONG-TERM>                                    429,100
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        37,128
<OTHER-SE>                                      49,631
<TOTAL-LIABILITIES-AND-EQUITY>               1,515,217
<INTEREST-LOAN>                                 72,039
<INTEREST-INVEST>                               28,614
<INTEREST-OTHER>                                 9,282
<INTEREST-TOTAL>                               109,935
<INTEREST-DEPOSIT>                              31,484
<INTEREST-EXPENSE>                              69,817
<INTEREST-INCOME-NET>                           40,118
<LOAN-LOSSES>                                    1,533
<SECURITIES-GAINS>                                 165
<EXPENSE-OTHER>                                 35,236
<INCOME-PRETAX>                                 22,965
<INCOME-PRE-EXTRAORDINARY>                      16,389
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    16,389
<EPS-PRIMARY>                                     1.31
<EPS-DILUTED>                                     1.29
<YIELD-ACTUAL>                                    8.46
<LOANS-NON>                                      9,077
<LOANS-PAST>                                     2,485
<LOANS-TROUBLED>                                 4,740
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                24,241
<CHARGE-OFFS>                                    1,741
<RECOVERIES>                                       228
<ALLOWANCE-CLOSE>                               24,850
<ALLOWANCE-DOMESTIC>                            24,850
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0