<ARTICLE> 9 <CIK> 0000828944 <NAME> WSFS FINANCIAL CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> MAR-31-1998 <CASH> 26,271 <INT-BEARING-DEPOSITS> 20,901 <FED-FUNDS-SOLD> 66,600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 124,357 <INVESTMENTS-CARRYING> 305,810 <INVESTMENTS-MARKET> 0 <LOANS> 755,876 <ALLOWANCE> 25,013 <TOTAL-ASSETS> 1,534,551 <DEPOSITS> 773,813 <SHORT-TERM> 209,374 <LIABILITIES-OTHER> 21,172 <LONG-TERM> 439,100 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37,213 <OTHER-SE> 53,879 <TOTAL-LIABILITIES-AND-EQUITY> 91,092 <INTEREST-LOAN> 17,546 <INTEREST-INVEST> 6,950 <INTEREST-OTHER> 2,566 <INTEREST-TOTAL> 27,062 <INTEREST-DEPOSIT> 7,829 <INTEREST-EXPENSE> 17,320 <INTEREST-INCOME-NET> 9,742 <LOAN-LOSSES> 577 <SECURITIES-GAINS> 39 <EXPENSE-OTHER> 9,174 <INCOME-PRETAX> 5,988 <INCOME-PRE-EXTRAORDINARY> 5,988 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,431 <EPS-PRIMARY> 0.36 <EPS-DILUTED> 0.35 <YIELD-ACTUAL> 8.46 <LOANS-NON> 8,760 <LOANS-PAST> 2,834 <LOANS-TROUBLED> 4,740 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 24,850 <CHARGE-OFFS> 528 <RECOVERIES> 114 <ALLOWANCE-CLOSE> 25,013 <ALLOWANCE-DOMESTIC> 25,013 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0