<ARTICLE> 9 <CIK> 0000828944 <NAME> WSFS FINANCIAL CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 34,667 <INT-BEARING-DEPOSITS> 12,785 <FED-FUNDS-SOLD> 23,900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 163,280 <INVESTMENTS-CARRYING> 318,569 <INVESTMENTS-MARKET> 0 <LOANS> 757,153 <ALLOWANCE> 24,671 <TOTAL-ASSETS> 1,551,631 <DEPOSITS> 786,211 <SHORT-TERM> 182,960 <LIABILITIES-OTHER> 22,903 <LONG-TERM> 464,100 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37,373 <OTHER-SE> 58,084 <TOTAL-LIABILITIES-AND-EQUITY> 1,551,631 <INTEREST-LOAN> 34,629 <INTEREST-INVEST> 13,905 <INTEREST-OTHER> 5,469 <INTEREST-TOTAL> 54,003 <INTEREST-DEPOSIT> 15,857 <INTEREST-EXPENSE> 34,861 <INTEREST-INCOME-NET> 19,142 <LOAN-LOSSES> 749 <SECURITIES-GAINS> 276 <EXPENSE-OTHER> 18,244 <INCOME-PRETAX> 12,009 <INCOME-PRE-EXTRAORDINARY> 12,009 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,887 <EPS-PRIMARY> 0.71 <EPS-DILUTED> 0.70 <YIELD-ACTUAL> 8.34 <LOANS-NON> 9,214 <LOANS-PAST> 2,749 <LOANS-TROUBLED> 4,740 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 24,850 <CHARGE-OFFS> 1,113 <RECOVERIES> 185 <ALLOWANCE-CLOSE> 24,671 <ALLOWANCE-DOMESTIC> 24,671 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0