SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 -------------- F O R M 8-K CURRENT REPORT Pursuant to Regulation FD Rules 100 and 101 Date of Report (Date of earliest event reported): December 31, 2001 CIT Equipment Collateral 2001-1 ------------------------------- (Exact name of registrant as specified in its charter) Delaware -------- (State or other jurisdiction of incorporation) 000-32483 (Commission File Number) (IRS Employer Identification No.) c/o Allfirst Financial Center National Association 499 Mitchell Road Mail Code 101-591 Millsboro, Delaware 19966 (Address of principal executive offices and zip code) Registrant's telephone number, including area code: (410) 244-4626 N/A (Former name or former address, if changed since last report.) Item 9. Regulation FD Disclosure. CIT Equipment Collateral 2001-1 is reporting its year end servicing report as of December 31, 2001. Exhibit 99 - Annual Servicing Report SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CIT EQUIPMENT COLLATERAL 2001-1 By: CIT FINANCIAL USA, INC. as Servicer By: /s/ Eric S. Mandelbaum ---------------------- Name: Eric S. Mandelbaum Title: Vice President Dated: February 5, 2002