Exhibit 23

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT

     We have issued our report dated January 31, 2003, accompanying the
consolidated financial statements incorporated by reference or included in the
Annual Report of Berkshire Bancorp Inc. and subsidiaries on Form 10-K for the
year ended December 31, 2002. We hereby consent to the incorporation by
reference of said report in the Registration Statement of Berkshire Bancorp Inc.
on Form S-8 (File No. 333-41708, effective July 19, 2000 and File No. 333-22287,
effective February 25, 1997).


/s/ GRANT THORNTON LLP
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Philadelphia, Pennsylvania
March 25, 2003