EXHIBIT 32.3

        Certification Pursuant to Section 1350 of Chapter 63 of Title 18
                            of the United States Code

     I, Robert E. Busch, Chief Financial Officer of Public Service Electric and
Gas Company, to the best of my knowledge, certify that (i) the Quarterly Report
of Public Service Electric and Gas Company on Form 10-Q for the quarter ended
September 30, 2004 (the "Periodic Report") fully complies with the requirements
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and (ii) the
information contained in the Periodic Report fairly presents, in all material
respects, the financial condition and results of operations of Public Service
Electric and Gas Company.


                                    /s/ Robert E. Busch
                                    --------------------------------------------
                                    Robert E. Busch
                                    Public Service Electric and Gas Company
                                    Chief Financial Officer
                                    October 29, 2004