UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549


                                    FORM 8-K


                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934


        Date of Report (Date of earliest event reported) June 9, 2006


                      AMERICAN EXPRESS CREDIT CORPORATION
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)


                                    Delaware
                 ---------------------------------------------
                 (State or Other Jurisdiction of Incorporation


         1-6908                                          11-1988350
- -----------------------                       ---------------------------------
(Commission File Number)                      (IRS Employer Identification No.)


One Christina Centre, 301 N. Walnut Street
    Suite 1002, Wilmington, Delaware                     19801-2919
- ------------------------------------------               ----------
 (Address of Principal Executive Offices)                (Zip Code)


                                 (302) 594-3350
              ----------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)


         -------------------------------------------------------------
         (Former Name or Former Address, if Changed Since Last Report)




Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

         Written communications pursuant to Rule 425 under the Securities Act
- ----     (17 CFR 230.425)

         Soliciting material pursuant to Rule 14a-12 under the Exchange Act
- ----     (17 CFR 240.14a-12)

         Pre-commencement communications pursuant to Rule 14d-2(b) under the
- ----     Exchange Act (17 CFR 240.14d-2(b))

         Pre-commencement communications pursuant to Rule 13e-4(c) under the
- ----     Exchange Act (17 CFR 240.13e-4(c))







Item 9.01 Financial Statements and Exhibits.

(d)  Exhibits

1.01 Agency Agreement, dated as of June 9, 2006, between the Company and
     the Agents named therein.







                                    SIGNATURE


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                                          AMERICAN EXPRESS CREDIT CORPORATION
                                          (REGISTRANT)

                                          By     /s/ Stephen P. Norman
                                                 ----------------------------
                                          Name:  Stephen P. Norman
                                          Title: Secretary









Date:   June 12, 2006=