<ARTICLE> 5
<LEGEND>

     This schedule contains summary  financial  information primarily  extracted
from  AT&T  Capital  Corporation's  audited  consolidated income  statement  and
balance  sheet  for and at the year ended December 31, 1995  and is qualified in
its entirety by reference to such financial statements.

         
</LEGEND
<MULTIPLIER>                                1,000
       
                                   
<PERIOD-TYPE>                         YEAR
<FISCAL-YEAR-END>                     DEC-31-1995
<PERIOD-END>                          DEC-31-1995
<CASH>                                      3,961
<SECURITIES>                                    0
<RECEIVABLES>                                   0
<ALLOWANCES>                             (223,220)
<INVENTORY>                                     0
<CURRENT-ASSETS>                                0 <F2>
<PP&E>                                          0
<DEPRECIATION>                           (642,728) <F1>
<TOTAL-ASSETS>                          9,541,259
<CURRENT-LIABILITIES>                           0 <F2>
<BONDS>                                 4,716,058
<COMMON>                                      470
<PREFERRED-MANDATORY>                           0
<PREFERRED>                                     0
<OTHER-SE>                              1,115,655
<TOTAL-LIABILITY-AND-EQUITY>            9,541,259
<SALES>                                    48,724
<TOTAL-REVENUES>                        1,577,035
<CGS>                                      43,370
<TOTAL-COSTS>                             397,879
<OTHER-EXPENSES>                                0
<LOSS-PROVISION>                           86,214
<INTEREST-EXPENSE>                        411,040
<INCOME-PRETAX>                           208,239
<INCOME-TAX>                               80,684
<INCOME-CONTINUING>                       127,555
<DISCONTINUED>                                  0
<EXTRAORDINARY>                                 0
<CHANGES>                                       0
<NET-INCOME>                              127,555
<EPS-PRIMARY>                                2.70
<EPS-DILUTED>                                2.70
        

<FN>

<F1>  Accumulated depreciation relates to equipment under operating
       leases.

<F2>  This item is not applicable since the Company does not prepare a
       classified balance sheet.
</FN>