SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) MAY 14, 1997
POUGHKEEPSIE FINANCIAL CORP.
(Exact name of registrant as specified in its charter)
DELAWARE 0-22599 16-1518711
(State of or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification
Number)
249 MAIN MALL
POUGHKEEPSIE, NEW YORK 12601
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (914) 431-6200
Not Applicable
(Former name or former address, if changed since last report)
Item. 5 Other Events
Poughkeepsie Financial Corp. (the "Company") is a holding company that
was formed on May 30, 1997 via a reorganization of its predecessor
company, Poughkeepsie Savings Bank, FSB (the "Bank"). As a holding
company, the Company is required to file any reports required under the
Securities Exchange Act of 1934 with the Securities and Exchange
Commission (the "SEC"). Since its formation, the Company has made all
such filings using the SEC's electronic filing system known as EDGAR
(Electronic Data Gathering, Analysis, and Retrieval). Previously, the
Bank was required to file any reports under the Securities Exchange Act
of 1934 with the Office of Thrift Supervision (the "OTS"). The Bank had
made all such filings in paper form.
The purpose of this 8-K filing is to electronically file with the SEC
the Quarterly Report on Form 10-Q for the period ended March 31, 1997
which was previously filed by the Bank with the Office of Thrift
Supervision in paper form on May 14, 1997. A copy of the Form 10-Q is
attached hereto as an exhibit and is incorporated herein by reference.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Financial Statements of Business Acquired
Not applicable.
(b) Pro Forma Financial Information
Not applicable.
(c) Exhibits
(1) Form 10-Q for the period ended March 31, 1997.
Page 2 of 24 Pages.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
POUGHKEEPSIE FINANCIAL CORP.
Date: March 20, 1998 By: /s/ Joseph B. Tockarshewsky
--------------------------
Joseph B. Tockarshewsky
Chairman of the Board,
President and
Chief Executive Officer
Page 3 of 24 Pages.