<ARTICLE> 7
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-2000
<PERIOD-END>                               SEP-30-1999             SEP-30-2000
<DEBT-HELD-FOR-SALE>                                 0                  85,709
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                                  0                       0
<EQUITIES>                                           0                   2,276
<MORTGAGE>                                           0                  16,110
<REAL-ESTATE>                                        0                   5,638
<TOTAL-INVEST>                                       0                 119,893
<CASH>                                               0                   1,600
<RECOVER-REINSURE>                                   0                       0
<DEFERRED-ACQUISITION>                               0                   6,922
<TOTAL-ASSETS>                                       0                 257,489
<POLICY-LOSSES>                                      0                  41,957
<UNEARNED-PREMIUMS>                                  0                     779
<POLICY-OTHER>                                       0                  53,339
<POLICY-HOLDER-FUNDS>                                0                   4,980
<NOTES-PAYABLE>                                      0                   4,660
<PREFERRED-MANDATORY>                                0                   1,085<F1>
<PREFERRED>                                          0                       0
<COMMON>                                             0                       8
<OTHER-SE>                                           0                  15,199
<TOTAL-LIABILITY-AND-EQUITY>                         0                 257,489
<PREMIUMS>                                       8,724                  10,117
<INVESTMENT-INCOME>                              7,189                   7,405
<INVESTMENT-GAINS>                               (177)                   (431)
<OTHER-INCOME>                                   2,598                   3,398
<BENEFITS>                                       9,554                  10,540
<UNDERWRITING-AMORTIZATION>                          0                       0
<UNDERWRITING-OTHER>                                 0                       0
<INCOME-PRETAX>                                    781                     979
<INCOME-TAX>                                       353                     447
<INCOME-CONTINUING>                                428                     532
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                     77                     170
<CHANGES>                                            0                       0
<NET-INCOME>                                       351                     362
<EPS-BASIC>                                          0                     .75<F2>
<EPS-DILUTED>                                        0                     .74<F2>
<RESERVE-OPEN>                                       0                       0
<PROVISION-CURRENT>                                  0                       0
<PROVISION-PRIOR>                                    0                       0
<PAYMENTS-CURRENT>                                   0                       0
<PAYMENTS-PRIOR>                                     0                       0
<RESERVE-CLOSE>                                      0                       0
<CUMULATIVE-DEFICIENCY>                              0                       0
<FN>
<F1>Represents company obligated mandatorily redeemable preferred securities of
subsidiary trusts holding solely junior subordinated debentures.
<F2>Basic and diluted earnings per share (EPS) represents EPS for the period April
7, 2000 to September 30, 2000.
</FN>