<ARTICLE> 7 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> SEP-30-2000 <DEBT-HELD-FOR-SALE> 0 <DEBT-CARRYING-VALUE> 734,242 <DEBT-MARKET-VALUE> 734,242 <EQUITIES> 4,937 <MORTGAGE> 2,413 <REAL-ESTATE> 0 <TOTAL-INVEST> 769,049 <CASH> 38,385 <RECOVER-REINSURE> 214,007 <DEFERRED-ACQUISITION> 47,520 <TOTAL-ASSETS> 1,187,439 <POLICY-LOSSES> 577,033 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 229,962 <POLICY-HOLDER-FUNDS> 85,364 <NOTES-PAYABLE> 71,500 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 468 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 1,187,439 <PREMIUMS> 166,248 <INVESTMENT-INCOME> 42,693 <INVESTMENT-GAINS> 144 <OTHER-INCOME> 4,982 <BENEFITS> 113,895 <UNDERWRITING-AMORTIZATION> 13,013 <UNDERWRITING-OTHER> 0 <INCOME-PRETAX> 25,916 <INCOME-TAX> 9,216 <INCOME-CONTINUING> 16,700 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 16,700 <EPS-BASIC> 0.36 <EPS-DILUTED> 0.35 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0