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                                                                   Exhibit 23.01

              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

The Board of Directors
Citigroup Inc.:

We consent to the incorporation by reference in the Registration Statement on
Form S-3 ("Registration Statement") of Citigroup Inc. of our report dated
January 16, 2001, with respect to the consolidated statement of financial
position of Citigroup Inc. and subsidiaries ("Citigroup") as of December 31,
2000 and 1999, and the related consolidated statements of income, changes in
stockholders' equity and cash flows for each of the years in the three-year
period ended December 31, 2000, which report is included in the annual report
and Form 10-K, of Citigroup Inc. for the year ended December 31, 2000 and to
the reference to our firm under the heading "Experts" in the Registration
Statement. Our report refers to changes, in 1999, in Citigroup's methods of
accounting for insurance-related assessments, accounting for insurance and
reinsurance contracts that do not transfer insurance risk, and accounting for
the costs of start-up activities.

/s/ KPMG LLP

New York, New York
March 20, 2001