1
                                                                    Exhibit 23.2

                          Independent Auditors' Consent

The Board of Directors
Dime Bancorp, Inc.:

                  We consent to incorporation by reference in the Registration
Statements (Nos. 33-88552, 333-04477 and 333-51941) on Form S-8 of Dime Bancorp,
Inc. of Our Report dated January 19, 2001, relating to the consolidated
statements of financial condition of Dime Bancorp, Inc. and subsidiaries as of
December 31, 2000 and 1999, and the related consolidated statements of income,
changes in stockholders' equity, cash flows and other comprehensive income for
each of the years in the three-year period ended December 31, 2000, which
report appears in the December 31, 2000 Annual Report on Form 10-K/A of Dime
Bancorp, Inc.

                                  /s/ KPMG LLP

New York, New York
June 13, 2001