Exhibit 99.2





              STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
              SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

        The undersigned, Monte N. Redman, is the Executive Vice President and
Chief Financial Officer of Astoria Financial Corporation (the "Company").

        This statement is being furnished in connection with the filing by the
Company of the Company's Quarterly Report on Form 10-Q for the quarter ended
June 30, 2002 (the "Report").


        By execution of this statement, I certify that:

                A)      the Report fully complies with the requirements of
                        Section 13(a) or 15(d) of the Securities Exchange Act
                        of 1934 (15 U.S.C. 78m(a) or 78o(d)) and

                B)      the information contained in the Report fairly
                        presents, in all material respects, the financial
                        condition and results of operations of the Company as
                        of the dates and for the periods covered by the Report.

        This statement is authorized to be attached as an exhibit to the Report
so that this statement will accompany the Report at such time as the Report is
filed with the Securities and Exchange Commission pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that
this statement be deemed to be filed for purposes of the Securities Exchange
Act of 1934, as amended.


August 9, 2002                          /s/ Monte N. Redman
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Dated                                       Monte N. Redman