Exhibit 99.1


                           CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
           AS ENACTED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Quarterly Report on Form 10-Q for the quarterly
period ended June 30, 2002 of Hartford Life Insurance Company (the "Company"),
filed with the Securities and Exchange Commission on the date hereof ("the
Report"), the undersigned hereby certifies, pursuant to 18 U.S.C. section 1350
as enacted by section 906 of the Sarbanes-Oxley Act of 2002, that:


      1)    The Report fully complies with the requirements of section 13(a) or
            section 15(d) of the Securities Exchange Act of 1934; and

      2)    The information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company.

                                    /s/ Thomas M. Marra
                                    ____________________________________________
                                    Name:  Thomas M. Marra
                                    Title: President, Chief Executive Officer,
                                           and Chairman
                                    Date:  August 13, 2002