UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 17, 2002 ASTORIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 0-22228 11-3170868 (State or other jurisdiction of (Commission File No.) (IRS Employer incorporation or organization) Identification No.) ONE ASTORIA FEDERAL PLAZA, LAKE SUCCESS, NEW YORK 11042-1085 (Address of principal executive offices, including zip code) Registrant's telephone number, including area code: (516) 327-3000 NOT APPLICABLE (Former name or former address, if changed since last report) 1 ITEMS 1, 2, 3, 4, 6, 8 and 9. NOT APPLICABLE ITEM 5. OTHER EVENTS Astoria Financial Corporation issued a press release on October 17, 2002 reporting, among other things, financial results for the quarter ended September 30, 2002, which included net income of $62.2 million, or $0.72 diluted earnings per common share, compared to $56.5 million, or $0.60 diluted earnings per common share, for the quarter ended September 30, 2001, representing increases of 10% and 20%, respectively. The full text of the quarterly earnings release is included herein as Exhibit 99.1 ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. The following Exhibits are furnished as part of this report: 99.1 Press release dated October 17, 2002 announcing, among other things, the Company's financial results for the third quarter ended September 30, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ASTORIA FINANCIAL CORPORATION /s/ Peter J. Cunningham ----------------------- Peter J. Cunningham First Vice President and Director of Investor Relations Dated: November 15, 2002 2 EXHIBIT INDEX Exhibit Number Description - -------------- ----------- 99.1 Press release dated October 17, 2002 announcing, among other things, the Company's financial results for the third quarter ended September 30, 2002. 3