Exhibit 25.08

- --------------------------------------------------------------------------------

SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

-------------------------

FORM T-1

STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF
A CORPORATION DESIGNATED TO ACT AS TRUSTEE

-------------------------------------------
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF
A TRUSTEE PURSUANT TO SECTION 305(b)(2) ________

-------------------------------------------

JPMORGAN CHASE BANK
(Exact name of trustee as specified in its charter)

NEW YORK 13-4994650
(State of incorporation (I.R.S. employer
if not a national bank) identification No.)

270 PARK AVENUE
NEW YORK, NEW YORK 10017
(Address of principal executive offices) (Zip Code)

William H. McDavid
General Counsel
270 Park Avenue
New York, New York 10017
Tel: (212) 270-2611
(Name, address and telephone number of agent for service)

-------------------------------------------
THE HARTFORD FINANCIAL SERVICES GROUP, INC.
(Exact name of obligor as specified in its charter)

DELAWARE 13-3317783
(State or other jurisdiction of (I.R.S. employer
incorporation or organization) identification No.)

HARTFORD PLAZA
HARTFORD, CONNECTICUT 06115
(Address of principal executive offices) (Zip Code)

-------------------------------------------
DEBT SECURITIES OF THE HARTFORD FINANCIAL SERVICES GROUP, INC.
(Title of the indenture securities)

- --------------------------------------------------------------------------------

GENERAL

Item 1. General Information.

Furnish the following information as to the trustee:

(a) Name and address of each examining or supervising authority to
which it is subject.

New York State Banking Department, State House, Albany, New York
12110.

Board of Governors of the Federal Reserve System, Washington, D.C.,
20551

Federal Reserve Bank of New York, District No. 2, 33 Liberty
Street, New York, N.Y.

Federal Deposit Insurance Corporation, Washington, D.C., 20429.

(b) Whether it is authorized to exercise corporate trust powers.

Yes.

Item 2. Affiliations with the Obligor and Guarantors.

If the obligor or any Guarantor is an affiliate of the trustee,
describe each such affiliation.

None.

- 2 -

Item 16. List of Exhibits

List below all exhibits filed as a part of this Statement of
Eligibility.

1. A copy of the Restated Organization Certificate of the Trustee dated
March 25, 1997 and the Certificate of Amendment dated October 22, 2001 (see
Exhibit 1 to Form T-1 filed in connection with Registration Statement No.
333-76894, which is incorporated by reference).

2. A copy of the Certificate of Authority of the Trustee to Commence
Business (see Exhibit 2 to Form T-1 filed in connection with Registration
Statement No. 33-50010, which is incorporated by reference). On November 11,
2001 in connection with the merger of The Chase Manhattan Bank and Morgan
Guaranty Trust Company of New York, the surviving corporation was renamed
JPMorgan Chase Bank.

3. None, authorization to exercise corporate trust powers being
contained in the documents identified above as Exhibits 1 and 2.

4. A copy of the existing By-Laws of the Trustee (see Exhibit 4 to Form
T-1 filed in connection with Registration Statement No. 333-76894, which is
incorporated by reference.).

5. Not applicable.

6. The consent of the Trustee required by Section 321(b) of the Act
(see Exhibit 6 to Form T-1 filed in connection with Registration Statement No.
33-50010, which is incorporated by reference). On November 11, 2001, in
connection with the merger of The Chase Manhattan Bank and Morgan Guaranty Trust
Company of New York, the surviving corporation was renamed JPMorgan Chase Bank.

7. A copy of the latest report of condition of the Trustee, published
pursuant to law or the requirements of its supervising or examining authority.

8. Not applicable.

9. Not applicable.

SIGNATURE

Pursuant to the requirements of the Trust Indenture Act of 1939 the
Trustee, JPMorgan Chase Bank, a corporation organized and existing under the
laws of the State of New York, has duly caused this statement of eligibility to
be signed on its behalf by the undersigned, thereunto duly authorized, all in
the City of New York and State of New York, on the 13th day of March, 2003.

JPMORGAN CHASE BANK

By _______________________________________
Joanne Adamis
Vice President

-3-

Item 16. List of Exhibits

List below all exhibits filed as a part of this Statement of
Eligibility.

3. None, authorization to exercise corporate trust powers being
contained in the documents identified above as Exhibits 1 and 2.

4. A copy of the existing By-Laws of the Trustee (see Exhibit 4 to Form
T-1 filed in connection with Registration Statement No. 333-76894, which is
incorporated by reference.).

5. Not applicable.

7. A copy of the latest report of condition of the Trustee, published
pursuant to law or the requirements of its supervising or examining authority.

8. Not applicable.

9. Not applicable.

SIGNATURE

JPMORGAN CHASE BANK

By /s/ Joanne Adamis
-----------------------------------
Joanne Adamis

Vice President

-3-

Exhibit 7 to Form T-1

Bank Call Notice

RESERVE DISTRICT NO. 2
CONSOLIDATED REPORT OF CONDITION OF

JPMorgan Chase Bank
of 270 Park Avenue, New York, New York 10017
and Foreign and Domestic Subsidiaries,
a member of the Federal Reserve System,
at the close of business December 31, 2002,
in accordance with a call made by the Federal
Reserve Bank of this District pursuant to the
provisions of the Federal Reserve Act.

DOLLAR AMOUNTS
ASSETS IN MILLIONS
--------------

Cash and balances due from depository institutions:
Noninterest-bearing balances and
currency and coin ................................. $ 18,102
Interest-bearing balances ......................... 8,392
Securities:
Held to maturity securities ............................ 396
Available for sale securities .......................... 79,372
Federal funds sold and securities purchased under
agreements to resell
Federal funds sold in domestic offices ............ 16,164
Securities purchased under agreements to resell ... 67,327
Loans and lease financing receivables:
Loans and leases held for sale .................... 24,545
Loans and leases, net of unearned income .......... $159,647
Less: Allowance for loan and lease losses ......... 3,572
Loans and leases, net of unearned income and
allowance ......................................... 156,075
Trading Assets ......................................... 194,198
Premises and fixed assets (including capitalized leases) 6,280
Other real estate owned ................................ 104
Investments in unconsolidated subsidiaries and
associated companies .............................. 678
Customers' liability to this bank on acceptances
outstanding ....................................... 349
Intangible assets
Goodwill ....................................... 2,159
Other Intangible assets ........................ 3,315
Other assets ........................................... 44,932
--------

TOTAL ASSETS ........................................... $622,388
========

- 4 -

LIABILITIES

Deposits
In domestic offices .................................................... $171,786
Noninterest-bearing .................................................... $ 75,101
Interest-bearing ....................................................... 96,685
In foreign offices, Edge and Agreement
subsidiaries and IBF's ................................................. 128,780
Noninterest-bearing .................................................... $ 7,380
Interest-bearing ....................................................... 121,400

Federal funds purchased and securities sold under agreements to repurchase:
Federal funds purchased in domestic offices ............................ 5,701
Securities sold under agreements to repurchase ......................... 120,579
Trading liabilities ......................................................... 118,113
Other borrowed money (includes mortgage indebtedness
and obligations under capitalized leases) .............................. 8,388
Bank's liability on acceptances executed and outstanding .................... 356
Subordinated notes and debentures ........................................... 8,528
Other liabilities ........................................................... 24,520
TOTAL LIABILITIES ........................................................... 586,751
Minority Interest in consolidated subsidiaries .............................. 97

EQUITY CAPITAL

Perpetual preferred stock and related surplus ............................... 0
Common stock ................................................................ 1,785
Surplus (exclude all surplus related to preferred stock) ................... 16,304
Retained earnings ........................................................... 16,347
Accumulated other comprehensive income ...................................... 1,104
Other equity capital components ............................................. 0
TOTAL EQUITY CAPITAL ........................................................ 35,540
--------
TOTAL LIABILITIES, MINORITY INTEREST, AND EQUITY CAPITAL .................... $622,388
========

I, Joseph L. Sclafani, E.V.P. & Controller of the
above-named bank, do hereby declare that this Report of
Condition has been prepared in conformance with the
instructions issued by the appropriate Federal
regulatory authority and is true to the best of my
knowledge and belief.

JOSEPH L. SCLAFANI

We, the undersigned directors, attest to the correctness
of this Report of Condition and declare that it has been
examined by us, and to the best of our knowledge and
belief has been prepared in conformance with the in-
structions issued by the appropriate Federal regulatory
authority and is true and correct.

WILLIAM B. HARRISON, JR.)
ELLEN V. FUTTER ) DIRECTORS
FRANK A. BENNACK, JR. )