SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) April 30, 2003
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Hudson Valley Holding Corp.
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(Exact Name of Registrant as specified in charter)
New York 0-30525 13-3148745
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(State or other jurisdic- (Commission (IRS Employer
tion of incorporation) File Number) Identification No.)
21 Scarsdale Road, Yonkers New York 10707
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (914) 961-6100
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Not applicable
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(Former name or former address, if changed since last report.)
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
Exhibit No. Description
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99.1 Press release dated April 30, 2003 issued by Hudson Valley
Holding Corp.
ITEM 9. REGULATION FD DISCLOSURE
The information included in this section is intended to be included under Item
12. "Disclosure of Results of Operations and Financial Condition" and is
included under this Item 9 in accordance with Securities and Exchange Act
Release No. 33-8216.
On April 30, 2003, the registrant issued a press release reporting its financial
results for the quarter ended March 31, 2003 and announcing the declaration of a
cash dividend to all shareholders of record as of the close of business May 12,
2003. A copy of the press release is attached hereto as Exhibit 99.1 to this
Current Report on Form 8-K.
This Current Report on Form 8-K contains forward-looking statements made
pursuant to the safe harbor provisions of the Private Securities Litigation
Reform Act of 1995. These statements relate to future events or our future
financial performance. We have attempted to identify forward-looking statements
by terminology including "anticipates," "believes," "can," "continue," "could,"
"estimates," "expects," "intends," "may," "plans," "potential," "predicts,"
"should" or "will" or the negative of these terms or other comparable
terminology. These statements are only predictions and involve known and unknown
risks, uncertainties and other factors, that may cause our or the banking
industry's actual results, levels of activity, performance or achievements to be
materially different from any future results, levels of activity, performance or
achievements expressed or implied by these forward-looking statements. Although
we believe that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance
or achievements.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the
undersigned, thereunto duly authorized.
HUDSON VALLEY HOLDING CORP.
By: /s/ STEPHEN R. BROWN
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Senior Executive Vice President,
Chief Operating Officer, Chief
Financial Officer
April 30, 2003