EXHIBIT 31.01
HARTFORD LIFE INSURANCE COMPANY
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350
AS ENACTED BY SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
I, Thomas M. Marra, certify that:
1. I have reviewed this Annual Report on Form 10-K of Hartford
Life Insurance Company;
2. Based on my knowledge, this report does not contain any untrue
statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the
circumstances under which such statements were made, not
misleading with respect to the period covered by this annual
report;
3. Based on my knowledge, the financial statements, and other
financial information included in this annual report, fairly
present in all material respects the financial condition,
results of operations and cash flows of the registrant as of,
and for, the periods presented in this report;
4. The registrant's other certifying officers and I are
responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules
13a-15(e) and 15d-15(e)) for the registrant and have:
a) Designed such disclosure controls and
procedures, or caused such disclosure
controls and procedures to be designed under
our supervision, to ensure that material
information relating to the registrant,
including its consolidated subsidiaries, is
made known to us by others within those
entities, particularly during the period in
which this report is being prepared;
b) [Paragraph omitted in accordance with SEC
transition instructions contained in SEC
Release 34-47986];
c) Evaluated the effectiveness of the
registrant's disclosure controls and
procedures and presented in this report our
conclusions about the effectiveness of the
disclosure controls and procedures, as of
the end of the period covered by this report
based on such evaluation; and
d) Disclosed in this report any change in the
registrant's internal control over financial
reporting that occurred during the
registrant's most recent fiscal quarter (the
registrant's fourth fiscal quarter in the
case of an annual report) that has
materially affected, or is reasonably likely
to materially affect, the registrant's
internal control over financial reporting;
and
5. The registrant's other certifying officer and I have
disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrant's auditors
and the audit committee of the registrant's board of directors
(or persons performing the equivalent functions):
a) All significant deficiencies and material
weaknesses in the design or operation of
internal control over financial reporting
which are reasonably likely to adversely
affect the registrant's ability to record,
process, summarize and report financial
information; and
b) Any fraud, whether or not material, that
involves management or other employees who
have a significant role in the registrant's
internal control over financial reporting.
Date: March 1, 2004
By: /s/ Thomas M. Marra
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Thomas M. Marra
President, Chief Executive Officer and Chairman