EXHIBIT 32.01

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
           AS ENACTED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report on Form 10-K for the year ended December
31, 2003 of Hartford Life, Inc. (the "Company"), filed with the Securities and
Exchange Commission on the date hereof (the "Report"), the undersigned hereby
certifies, pursuant to 18 U.S.C. section 1350 as enacted by section 906 of the
Sarbanes-Oxley Act of 2002, that:

         1)  The Report fully complies with the requirements of section 13(a) or
             section 15(d) of the Securities Exchange Act of 1934; and

         2)  The information contained in the Report fairly presents, in all
             material respects, the financial condition and results of
             operations of the Company.

                                    /s/ Thomas M. Marra
                                    --------------------------------
                                    Name: Thomas M. Marra
                                    Title: President and Chief Operating Officer
                                    Date: March 1, 2004