SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 27, 2004
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Hudson Valley Holding Corp.
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(Exact Name of Registrant as specified in charter)
New York 0-30525 13-3148745
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(State or other jurisdic- (Commission (IRS Employer
tion of incorporation) File Number) Identification No.)
21 Scarsdale Road, Yonkers New York 10707
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (914) 961-6100
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Not applicable
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(Former name or former address, if changed since last report.)
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
Exhibit No. Description
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99.1 Press release dated July 27, 2004 issued by Hudson Valley
Holding Corp.
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On July 27, 2004, the registrant issued a press release reporting its financial
results for the six months ended June 30, 2004 and announcing the declaration
of a cash dividend to all shareholders of record as of the close of business
August 6, 2004. A copy of the press release is attached hereto as Exhibit 99.1
to this Current Report on Form 8-K.
This Current Report on Form 8-K contains forward-looking statements made
pursuant to the safe harbor provisions of the Private Securities Litigation
Reform Act of 1995. These statements relate to future events or our future
financial performance. We have attempted to identify forward-looking statements
by terminology including "anticipates," "believes," "can," "continue," "could,"
"estimates," "expects," "intends," "may," "plans," "potential," "predicts,"
"should" or "will" or the negative of these terms or other comparable
terminology. These statements are only predictions and involve known and unknown
risks, uncertainties and other factors, that may cause our or the banking
industry's actual results, levels of activity, performance or achievements to be
materially different from any future results, levels of activity, performance or
achievements expressed or implied by these forward-looking statements. Although
we believe that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance
or achievements.
The information contained in this Current Report on Form 8-K shall not be deemed
to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934,
as amended (the "Exchange Act"), or otherwise subject to the liability of that
section, nor shall it be incorporated by reference into any filing under the
Securities Exchange Act of 1933, as amended (the "Securities Act"), or the
Exchange Act, except as shall be expressly set forth by specific reference in
such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
HUDSON VALLEY HOLDING CORP.
By: /s/ Stephen R. Brown
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Stephen R. Brown
Senior Executive Vice President,
Chief Operating Officer,
Chief Financial Officer
July 28, 2004