EXHIBIT 32.01

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
           AS ENACTED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q for the quarterly period
ended September 30, 2004 of Hartford Life, Inc. (the "Company"), filed with the
Securities and Exchange Commission on the date hereof (the "Report"), the
undersigned hereby certifies, pursuant to 18 U.S.C. section 1350 as enacted by
section 906 of the Sarbanes-Oxley Act of 2002, that:

      1)    The Report fully complies with the requirements of section 13(a) or
            section 15(d) of the Securities Exchange Act of 1934; and

      2)    The information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company.

                            /s/ Thomas M. Marra
                            ----------------------
                            Name:  Thomas M. Marra
                            Title: President and Chief Operating Officer
                            Date:  November 10, 2004

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