EXHIBIT 99.1
AMERICREDIT CORP.
COMPOSITION OF THE RECEIVABLES
2007-A-X INITIAL CUT
1/9/07*
New Used Total
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Aggregate Principal Balance (1) $ 339,609,275.99 $ 950,714,695.24 $1,290,323,971.23
Number of Receivables in Pool 14,906 57,157 72,063
Percent of Pool by Principal Balance 26.32% 73.68% 100.00%
Average Principal Balance $ 22,783.39 $ 16,633.39 $ 17,905.50
Range of Principal Balances ($304.59 to $65,981.15) ($290.09 to $63,731.00)
Weighted Average APR (1) 15.65% 17.59% 17.08%
Range of APRs (3.40% to 26.95%) (4.40% to 30.03%)
Weighted Average Remaining Term 70 67 68
Range of Remaining Terms (3 to 72 months) (3 to 72 months)
Weighted Average Original Term 71 68 69
Range of Original Terms (24 to 72 months) (12 to 72 months)
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(1) Aggregate Principal Balance includes some portion of accrued interest. As a
result, the Weighted Average APR of the Receivables may not be equivalent
to the Contracts' aggregate yield on the Aggregate Principal Balance.
DISTRIBUTION OF THE RECEIVABLES BY SCORE AS OF THE CUTOFF DATE
Percent of Aggregate Percent of Aggregate
AmeriCredit Score (1) Principal Balance (3) Credit Bureau Score (2) Principal Balance (3)
--------------------- --------------------- ----------------------- ---------------------
<215 2.81%
215-224 21.98% <540 16.60%
225-244 40.24% 540-599 39.72%
245-259 20.53% 600-659 33.85%
260+ 14.44% 660+ 9.82%
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Weighted Average Score 239 592
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(1) Proprietary credit score, scaled from 135 to 320, developed and utilized by
AmeriCredit to support the credit approval and pricing process.
(2) A statistically based score (sometimes referred to as FICO score) generated
by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or
Experien credit reports depending on the location of the obligor. Credit
Bureau Scores are unavailable for some accounts and those accounts are not
included in the Credit Bureau Score table above. Since these accounts are
not included in the percentages above, the Aggregate Principal Balance of
the accounts based on Credit Bureau Score may be less than the total
statistical pool.
(3) Percentages may not add to 100% because of rounding.
* RECEIVABLE INFORMATION IS THROUGH CLOSE OF BUSINESS ON DATE INDICATED.
AMERICREDIT CORP.
DISTRIBUTION OF THE RECEIVABLES BY APR AS OF THE CUTOFF DATE
2007-A-X INITIAL CUT
1/9/07*
DISTRIBUTION OF THE RECEIVABLES BY APR AS OF THE CUTOFF DATE
Aggregate Principal
Balance as of Percent of Aggregate Number of Percent of Number of
APR Range (1) Cutoff Date Principal Balance (2) Receivables Receivables (2)
- --------------- ------------------- --------------------- ----------- --------------------
3.000%-3.999% 153,604.47 0.01% 6 0.01%
4.000%-4.999% 275,332.30 0.02% 10 0.01%
5.000%-5.999% 787,848.97 0.06% 42 0.06%
6.000%-6.999% 1,757,153.64 0.14% 80 0.11%
7.000%-7.999% 5,477,353.09 0.42% 264 0.37%
8.000%-8.999% 10,539,605.57 0.82% 492 0.68%
9.000%-9.999% 28,706,824.67 2.22% 1,385 1.92%
10.000%-10.999% 35,629,432.70 2.76% 1,701 2.36%
11.000%-11.999% 47,983,694.00 3.72% 2,338 3.24%
12.000%-12.999% 62,716,072.35 4.86% 3,079 4.27%
13.000%-13.999% 77,538,217.33 6.01% 3,925 5.45%
14.000%-14.999% 90,311,564.42 7.00% 4,664 6.47%
15.000%-15.999% 107,007,252.79 8.29% 5,643 7.83%
16.000%-16.999% 133,908,531.16 10.38% 7,033 9.76%
17.000%-17.999% 144,473,538.97 11.20% 7,975 11.07%
18.000%-18.999% 204,377,512.10 15.84% 11,484 15.94%
19.000%-19.999% 73,888,330.44 5.73% 4,528 6.28%
20.000%-20.999% 71,278,424.31 5.52% 4,590 6.37%
21.000%-21.999% 78,877,111.70 6.11% 5,074 7.04%
22.000%-22.999% 48,243,749.23 3.74% 3,154 4.38%
23.000%-23.999% 36,636,177.36 2.84% 2,488 3.45%
24.000%-24.999% 25,279,410.54 1.96% 1,791 2.49%
25.000%-25.999% 3,841,212.67 0.30% 266 0.37%
26.000%-26.999% 504,580.82 0.04% 38 0.05%
27.000%-27.999% 90,770.43 0.01% 9 0.01%
28.000%-28.999% 5,436.51 0.00% 1 0.00%
29.000%-29.999% 22,088.25 0.00% 2 0.00%
30.000%-30.999% 13,140.44 0.00% 1 0.00%
---------------- ------ ------ ------
TOTAL 1,290,323,971.23 100.00% 72,063 100.00%
================ ====== ====== ======
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(1) Aggregate Principal Balances include some portion of accrued interest.
Indicated APR's represent APR's on Principal Balance net of such accrued
interest.
(2) Percentages may not add to 100% because of rounding.
* RECEIVABLE INFORMATION IS THROUGH CLOSE OF BUSINESS ON DATE INDICATED.
AMERICREDIT CORP.
DISTRIBUTION OF THE RECEIVABLES BY GEOGRAPHIC LOCATION OF OBLIGOR
2007-A-X INITIAL CUT
1/9/07*
Aggregate Principal
Balance as of Percent of Aggregate Number of Percent of Number of
State Cutoff Date (1) Principal Balance (2) Receivables Receivables (2)
- -------------------- ------------------- --------------------- ----------- --------------------
Alabama 26,580,909.80 2.06% 1,526 2.12%
Alaska 1,595,279.93 0.12% 87 0.12%
Arizona 31,302,672.49 2.43% 1,647 2.29%
Arkansas 15,756,632.35 1.22% 885 1.23%
California 126,527,941.12 9.81% 6,196 8.60%
Colorado 16,900,409.07 1.31% 930 1.29%
Connecticut 9,576,140.38 0.74% 546 0.76%
Delaware 4,833,130.21 0.37% 286 0.40%
District of Columbia 2,086,872.41 0.16% 114 0.16%
Florida 135,659,949.18 10.51% 7,269 10.09%
Georgia 49,492,297.42 3.84% 2,650 3.68%
Hawaii 8,937,453.67 0.69% 452 0.63%
Idaho 2,508,832.76 0.19% 152 0.21%
Illinois 50,701,812.56 3.93% 2,993 4.15%
Indiana 28,894,585.71 2.24% 1,789 2.48%
Iowa 5,989,675.39 0.46% 370 0.51%
Kansas 6,007,084.65 0.47% 355 0.49%
Kentucky 20,806,874.44 1.61% 1,275 1.77%
Louisiana 24,781,140.71 1.92% 1,316 1.83%
Maine 4,096,547.35 0.32% 270 0.37%
Maryland 20,481,443.00 1.59% 1,136 1.58%
Massachusetts 20,415,445.47 1.58% 1,251 1.74%
Michigan 32,193,663.10 2.50% 2,020 2.80%
Minnesota 8,659,724.43 0.67% 536 0.74%
Mississippi 21,406,512.51 1.66% 1,168 1.62%
Missouri 18,575,397.33 1.44% 1,143 1.59%
Montana 1,302,278.77 0.10% 82 0.11%
Nebraska 3,414,136.54 0.26% 208 0.29%
Nevada 19,395,152.89 1.50% 1,006 1.40%
New Hampshire 4,118,836.33 0.32% 281 0.39%
New Jersey 25,713,673.66 1.99% 1,465 2.03%
New Mexico 12,601,302.58 0.98% 690 0.96%
New York 48,763,019.51 3.78% 2,903 4.03%
North Carolina 43,177,355.15 3.35% 2,371 3.29%
Ohio 59,478,950.71 4.61% 3,781 5.25%
Oklahoma 16,100,892.06 1.25% 902 1.25%
Oregon 9,651,015.03 0.75% 570 0.79%
Pennsylvania 54,762,268.38 4.24% 3,304 4.58%
Rhode Island 3,457,572.55 0.27% 220 0.31%
South Carolina 18,627,669.39 1.44% 1,036 1.44%
South Dakota 1,768,473.68 0.14% 113 0.16%
Tennessee 28,809,942.72 2.23% 1,655 2.30%
Texas 166,580,897.55 12.91% 8,565 11.89%
Utah 4,751,514.13 0.37% 274 0.38%
Vermont 1,392,601.83 0.11% 92 0.13%
Virginia 23,818,151.46 1.85% 1,375 1.91%
Washington 20,121,783.83 1.56% 1,092 1.52%
West Virginia 10,131,956.02 0.79% 622 0.86%
Wisconsin 15,147,329.80 1.17% 963 1.34%
Wyoming 1,474,739.29 0.11% 68 0.09%
Other (3) 994,029.93 0.08% 63 0.09%
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TOTAL $1,290,323,971.23 100.00% 72,063 100.00%
================= ====== ====== ======
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(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with aggregate principal balances less than $1,000,000.
* RECEIVABLE INFORMATION IS THROUGH CLOSE OF BUSINESS ON DATE INDICATED.