METLIFE INSURANCE COMPANY OF CONNECTICUT
METLIFE OF CT SEPARATE ACCOUNT FIVE FOR VARIABLE ANNUITIES
METLIFE LIFE AND ANNUITY COMPANY OF CONNECTICUT
METLIFE OF CT SEPARATE ACCOUNT SIX FOR VARIABLE ANNUITIES
METLIFE RETIREMENT ACCOUNT
SUPPLEMENT DATED JUNE 21, 2007
TO
PROSPECTUS DATED APRIL 30, 2007
The following information supplements, and to the extent inconsistent therewith,
replaces the information in the prospectus. Please retain this supplement and
keep it with the prospectus for future reference.
The following changes are made to the Fee Table Chapter under the table entitled
"Underlying Fund Fees and Expenses":
1. The fees for the Dreyfus Variable Investment Fund Appreciation
Portfolio -- Initial Share, Dreyfus Variable Investment Fund
Developing Leaders Portfolio -- Initial Share, VIP Contrafund(R)
Portfolio -- Service Class 2, Worldwide Growth Portfolio -- Service
Share, Legg Mason Partners Variable Appreciation Portfolio -- Class I,
Legg Mason Partners Variable Capital and Income Portfolio -- Class I,
Legg Mason Partners Variable Fundamental Value Portfolio -- Class I,
MFS(R) Research International Portfolio -- Class B and Total Return
Portfolio -- Administrative Class are replaced with the following:
<Table>
<Caption>
DISTRIBUTION CONTRACTUAL FEE NET TOTAL
AND/OR TOTAL ANNUAL WAIVER AND/OR ANNUAL
MANAGEMENT SERVICE OTHER OPERATING EXPENSE OPERATING
UNDERLYING FUND: FEE 12b-1) FEES EXPENSES EXPENSES REIMBURSEMENT EXPENSES
- ----------------------------------------------------------------------------------------------------------------------------------
DREYFUS VARIABLE INVESTMENT FUND- INITIAL
SHARES
Dreyfus Variable Investment Fund
Appreciation Portfolio 0.75% - 0.07% 0.82% - 0.82%
Dreyfus Variable Investment Fund
Developing Leaders Portfolio** 0.75% - 0.09% 0.84% - 0.84%
FIDELITY(R) VARIABLE INSURANCE PRODUCTS
VIP Contrafund(R) Portfolio -- Service
Class 2 0.57% 0.25% 0.09% 0.91% - 0.91%
JANUS ASPEN SERIES -- SERVICE SHARES
Worldwide Growth Portfolio+ 0.60% 0.25% 0.05% 0.90% - 0.90%y
LEGG MASON PARTNERS VARIABLE EQUITY TRUST
Legg Mason Partners Variable
Appreciation
Portfolio -- Class I 0.70% - 0.02% 0.72% - 0.72%z
Legg Mason Partners Variable Capital and
Income Portfolio -- Class I+ 0.75% - 0.08% 0.83% - 0.83%
Legg Mason Partners Variable Fundamental
Value Portfolio- Class I 0.75% - 0.02% 0.77% - 0.77%
MET INVESTORS SERIES TRUST3
MFS(R) Research International Portfolio
-- Class B+ 0.72% 0.25% 0.14% 1.11% - 1.11%
PIMCO VARIABLE INSURANCE TRUST -
ADMINISTRATIVE CLASS
Total Return Portfolio 0.25% - 0.40% 0.65% - 0.65%
</Table>
y. The Portfolio pays an investment advisory fee rate that may adjust up or
down based upon the Portfolio's performance relative to its benchmark index
during a measuring period. This fee rate, prior to any performance
adjustment, is shown in the table above. Any such adjustment to this fee
rate commenced February 2007 and may increase or decrease the management
fee rate shown in the table by a variable of up to 0.15%, assuming constant
assets. The management fee rate could be even higher or lower than this
range, however, depending on asset fluctuations during the measuring
period. Because a fee waiver will have a positive effect upon the
Portfolio's performance, a fee waiver that is in place during the period
when the performance adjustment applies may affect the performance
adjustment in a way that is favorable to Janus Capital. It is possible that
the cumulative dollar amount of additional compensation ultimately payable
to Janus Capital may, under some circumstances, exceed the cumulative
dollar amount of management fees waived by Janus Capital.
z. Other Expenses include 0.01% of "Acquired Fund Fees and Expenses," which
are fees and expenses attributable to underlying portfolios in which the
Portfolio invested during the preceding fiscal year.
2. Footnote 2 is deleted.
If you would like another copy of the prospectus, write to us at 185 Asylum
Street, 3 CP, Hartford, CT 06103-3415 or call us at (800) 842-9406 to request a
free copy.
Book 21 June, 2007