METLIFE INSURANCE COMPANY OF CONNECTICUT
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METLIFE OF CT SEPARATE ACCOUNT QP FOR VARIABLE ANNUITIES
GOLD TRACK
GOLD TRACK SELECT
METLIFE OF CT FUND U FOR VARIABLE ANNUITIES
UNIVERSAL ANNUITY
UNIVERSAL ANNUITY ADVANTAGE
UNIVERSAL SELECT ANNUITY
METLIFE OF CT SEPARATE ACCOUNT QPN
METLIFE RETIREMENT PERSPECTIVES
UNALLOCATED GROUP VARIABLE ANNUITY
METLIFE OF CT SEPARATE ACCOUNT FIVE FOR VARIABLE ANNUITIES
METLIFE RETIREMENT ACCOUNT
METLIFE OF CT SEPARATE ACCOUNT SIX FOR VARIABLE ANNUITIES*
METLIFE RETIREMENT ACCOUNT
SUPPLEMENT DATED DECEMBER 27, 2007
TO THE PROSPECTUSES DATED APRIL 30, 2007 (AS SUPPLEMENTED)
MetLife Insurance Company of Connecticut (the "Company") has filed an
application with the Securities and Exchange Commission ("SEC") requesting an
order to allow the Company to remove certain variable funding options ("Existing
Funds") and substitute new variable funding options ("Replacement Funds") as
shown below. The Replacement Funds are portfolios of the Met Investors Series
Trust or the Metropolitan Series Fund, Inc. To the extent that a Replacement
Fund is not currently available as a funding option under your Contract or
Certificate (hereinafter "Contract") such Replacement Fund will be added as a
funding option on or before the date of the substitutions. Please retain this
supplement and keep it with the prospectus.
To the extent required by law, approval of the proposed substitutions is being
obtained from the state insurance regulators in certain jurisdictions.
The Company believes that the proposed substitutions are in the best interest of
Contract holders. In each case, the Replacement Fund will have at least similar
investment objectives and policies as the Existing Fund. The Company will bear
all expenses related to the substitutions, and they will have no tax
consequences for you. The Company anticipates that, if such order is granted,
the proposed substitutions will occur on or about April 28, 2008.
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* Prior to December 7, 2007, this was a Separate Account of MetLife Life and
Annuity Company of Connecticut.
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The proposed substitution and respective advisers and/or sub-advisers for all
of the above-listed Contracts are:
EXISTING FUND AND CURRENT ADVISER (WITH CURRENT
SUB-ADVISER AS NOTED) REPLACEMENT FUND AND SUB-ADVISER
- ----------------------------------------------------- -----------------------------------------------
Dreyfus Variable Investment Fund - Dreyfus Metropolitan Series Fund, Inc. - T. Rowe
Developing Leaders Portfolio (Initial Class) Price Small Cap Growth Portfolio (Class B)
The Dreyfus Corporation T. Rowe Price Associates, Inc.
- ----------------------------------------------------- -----------------------------------------------
The proposed substitutions and respective advisers and/or sub-advisers for all
of the above-listed Contracts EXCEPT Universal Annuity, Universal Annuity
Advantage and Universal Select Annuity are:
EXISTING FUND AND CURRENT ADVISER (WITH CURRENT
SUB-ADVISER AS NOTED) REPLACEMENT FUND AND SUB-ADVISER
- ----------------------------------------------------- -----------------------------------------------
Dreyfus Variable Investment Fund - Dreyfus Metropolitan Series Fund, Inc. - Davis
Appreciation Portfolio (Initial Class) Venture Value Portfolio (Class A)
The Dreyfus Corporation Davis Selected Advisers, L.P.
(Fayez Sarofim & Co.)
- ----------------------------------------------------- -----------------------------------------------
Van Kampen Life Investment Trust - Van Kampen Metropolitan Series Fund, Inc. - Jennison
LIT Strategic Growth Portfolio (Class II) Growth Portfolio (Class B)
Van Kampen Asset Management Jennison Associates LLC
- ----------------------------------------------------- -----------------------------------------------
The proposed substitution and respective advisers and/or sub-advisers for Gold
Track, Universal Annuity, Universal Annuity Advantage and Universal Select
Annuity ONLY are:
EXISTING FUND AND CURRENT ADVISER (WITH CURRENT
SUB-ADVISER AS NOTED) REPLACEMENT FUND AND SUB-ADVISER
- ----------------------------------------------------- -----------------------------------------------
Fidelity(R) Variable Insurance Products - VIP Growth Met Investors Series Trust - Oppenheimer
Portfolio (Initial Class) Capital Appreciation Portfolio (Class A)
Fidelity Management & Research Company OppenheimerFunds, Inc.
(Fidelity International Investment Advisers, Fidelity
International Investment Advisors (UK) Limited,
Fidelity Management & Research (U.K.) Inc.,
Fidelity Research & Analysis Company, FMR Co.,
Inc. and Fidelity Investments Japan Limited)
- ----------------------------------------------------- -----------------------------------------------
The proposed substitution and respective advisers and/or sub-advisers for Gold
Track, Gold Track Select and MetLife Retirement Account ONLY are:
EXISTING FUND AND CURRENT ADVISER (WITH CURRENT
SUB-ADVISER AS NOTED) REPLACEMENT FUND AND SUB-ADVISER
- ----------------------------------------------------- -----------------------------------------------
Putnam Variable Trust - Putnam VT Discovery Met Investors Series Trust - Van Kampen
Growth Fund (Class IB Shares) Mid-Cap Growth Portfolio (Class B)
Putnam Investment Management LLC Morgan Stanley Investment Management,
Inc. (d/b/a/ Van Kampen)
- ----------------------------------------------------- -----------------------------------------------
2
The proposed substitution and respective advisers and/or sub-advisers for
MetLife Retirement Account ONLY are:
EXISTING FUND AND CURRENT ADVISER (WITH CURRENT
SUB-ADVISER AS NOTED) REPLACEMENT FUND AND SUB-ADVISER
- ----------------------------------------------------- -----------------------------------------------
Janus Aspen Series - Janus Worldwide Growth Metropolitan Series Fund, Inc. -
Portfolio (Service Class) Oppenheimer Global Equity Portfolio
Janus Capital Management LLC (Class B)
OppenheimerFunds, Inc.
- ----------------------------------------------------- -----------------------------------------------
Please note that:
o No action is required on your part at this time. You will not need to
file a new election or take any immediate action if the SEC approves the
substitution.
o The elections you have on file for allocating your Contract or
Certificate value (hereinafter "Contract Value"), premium payments and
deductions will be redirected to the Replacement Fund unless you change
your elections and transfer your funds before the substitution takes
place.
o You may transfer amounts in your Contract among the variable funding
options and the Fixed Account as usual. The substitution itself will
not be treated as a transfer for purposes of the transfer provisions of
your Contract, subject to the Company's restrictions on transfers to
prevent or limit "market timing" activities by Contract owners or agents
of Contract owners.
o If you make one transfer from one of the above Existing Funds into one
or more other subaccounts before the substitution, or from the
Replacement Fund after the substitution, any transfer charge that might
otherwise be imposed will be waived from the date of this Notice through
the date that is 30 days after the substitution.
o On the effective date of the substitution, your Contract Value in the
variable funding option will be the same as before the substitution.
However, the number of units you receive in the Replacement Fund will be
different from the number of units in your Existing Fund, due to the
difference in unit values.
o There will be no tax consequences to you.
In connection with the substitutions, we will send you a prospectus for Met
Investors Series Trust and Metropolitan Series Fund, Inc., as well as notice of
the actual date of the substitutions and confirmation of transfers.
Please contact your registered representative if you have any questions.
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.
185 ASYLUM STREET, 3CP TELEPHONE; (800) 638-7732
HARTFORD, CT 06103-3415
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