Exhibit 10.72


                         AMENDMENT NUMBER TWENTY-ONE TO
             THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS

THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS (the "Plan") is hereby
amended as follows, effective as of the dates set forth below:

     1.   Section 1.4.05(b)(1) of the Plan is hereby amended by adding the
          following phrase at the end thereof to read as follows:

          "; provided, however, that the transfer of any Employee from MetLife
          Group, Inc. to Texas Life Insurance Company pursuant to the Stock
          Purchase Agreement for the sale of the stock of Cova Corporation to
          Wilton Re U.S. Holdings, Inc. or a wholly owned subsidiary thereof
          shall be considered a Discontinuance of Employment but only if (i) the
          sale of the stock of Cova Corporation to Wilton Re U.S. Holdings, Inc.
          or a wholly owned subsidiary thereof closes before April 1, 2009 and
          (ii) such Employee is employed by Texas Life Insurance Company
          continuously from the date of the transfer through the date of the
          closing of the above-referenced sale."

     2.   This amendment shall be effective for the period of December 1, 2008
          through June 30, 2009 at which time the provision in paragraph 1 above
          shall cease to have effect.

IN WITNESS WHEREOF, the Company has caused this amendment to be executed by an
officer thereunto duly authorized on the date noted below the officer's
signature.

METROPOLITAN LIFE INSURANCE COMPANY


By: /s/ Lynne E. DiStasio
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Name/Title: Lynne E. DiStasio, Vice-President
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Date: Dec. 18, 2008
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Witness: /s/ Lucida Plummer
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