EXHIBIT 24(b)

                                POWER OF ATTORNEY

     Each person whose signature appears below constitutes and appoints Lynne
Patterson, Emanuel Alves, John Danello, Scott A. Lively, Arnold R. Bergman,
Thomas J. Loftus and David S. Pickett, and each of them, any of whom may act
without the joinder of the other, as his or her true and lawful
attorneys-in-fact and agents, with full power of substitution and
resubstitution, for him or her and in his or her name, placed and stead, in any
and all capacities, to sign any or all amendments (including post-effective
amendments) to this Registration Statement, and to file the same, with all
exhibits thereto and other documents in connection therewith, with the U.S.
Securities and Exchange Commission, granting unto said attorneys-in-fact and
agents, full power and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents and purposes as he
or she might or could do in person, hereby ratifying and confirming all that
said attorneys-in-fact and agents or their substitute or substitutes may
lawfully do or cause to be done by virtue hereof.



                                                       Date:
                                                   ------------
                                             


/s/ Marianne Harrison                   Director   May 30, 2009
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MARIANNE HARRISON


/s/ Neil M. Merkl                       Director   May 30, 2009
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NEIL M. MERKL


/s/ Bradford J. Race, Jr.               Director   May 30, 2009
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BRADFORD J. RACE, JR.