1
                                                                    Exhibit 23.1


                          INDEPENDENT AUDITORS' CONSENT


   
         We consent to the incorporation by reference in the Registration
Statement on Form S-8 and the Registration Statement on Form S-3 of our report,
dated March 20, 1994, which report appears in the Annual Report on Form 10-K/A
for the year ended December 31, 1995 relating to Cityscape Financial Corp. and
its subsidiaries.
    


                                                     Shane Yurman & Company



   
Monsey, New York
January 29, 1997