1 Exhibit 23.1 CONSENT OF INDEPENDENT AUDITORS The Board of Directors Cityscape Financial Corp.: We consent to the incorporation by reference in the registration statement on Form S-8 of Cityscape Financial Corp. of our report dated February 28, 1997, which report makes reference to the report of other auditors, relating to the consolidated statements of financial condition of Cityscape Financial Corp. and Subsidiary as of December 31, 1996 and 1995, and the related consolidated statements of operations, stockholders' equity, and cash flows for each of the years in the three-year period then ended, which report appears in the December 31, 1996 annual report on Form 10-K of Cityscape Financial Corp. KPMG Peat Marwick LLP New York, New York March 28, 1997