<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AS OF AND FOR THE NINE MONTHS ENDED 
SEPTEMBER 30, 1997, INCLUDED IN THE FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                             813
<INT-BEARING-DEPOSITS>                           1,813
<FED-FUNDS-SOLD>                                44,058
<TRADING-ASSETS>                               115,144
<INVESTMENTS-HELD-FOR-SALE>                     22,258
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         31,995
<ALLOWANCE>                                        546
<TOTAL-ASSETS>                                 269,595
<DEPOSITS>                                      55,526
<SHORT-TERM>                                    97,217
<LIABILITIES-OTHER>                             83,828
<LONG-TERM>                                     21,392
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        694
<COMMON>                                           502
<OTHER-SE>                                      10,436
<TOTAL-LIABILITIES-AND-EQUITY>                 269,595
<INTEREST-LOAN>                                  1,477
<INTEREST-INVEST>                                1,209
<INTEREST-OTHER>                                 6,396
<INTEREST-TOTAL>                                 9,082
<INTEREST-DEPOSIT>                               2,043
<INTEREST-EXPENSE>                               7,665
<INTEREST-INCOME-NET>                            1,417
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 228
<EXPENSE-OTHER>                                  3,758
<INCOME-PRETAX>                                  1,782
<INCOME-PRE-EXTRAORDINARY>                       1,194
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,194
<EPS-PRIMARY>                                     5.84
<EPS-DILUTED>                                     5.82
<YIELD-ACTUAL>                                    1.01
<LOANS-NON>                                         80
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,116
<CHARGE-OFFS>                                       55
<RECOVERIES>                                        36
<ALLOWANCE-CLOSE>                                1,096
<ALLOWANCE-DOMESTIC>                               135
<ALLOWANCE-FOREIGN>                                 37
<ALLOWANCE-UNALLOCATED>                            924