<ARTICLE> 7 <LEGEND> AMERICAN INTERNATIONAL GROUP, INC. Financial Data Schedule For the twelve months ended December 31, 1997 (in thousands, except per share amounts) </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <DEBT-HELD-FOR-SALE> 38,077,792 <DEBT-CARRYING-VALUE> 12,530,315 <DEBT-MARKET-VALUE> 13,365,703 <EQUITIES> 5,348,019 <MORTGAGE> 3,012,811 <REAL-ESTATE> 1,442,390 <TOTAL-INVEST> 119,554,170 <CASH> 86,917 <RECOVER-REINSURE> 16,110,521 <DEFERRED-ACQUISITION> 6,592,506 <TOTAL-ASSETS> 163,970,687 <POLICY-LOSSES> 57,902,165 <UNEARNED-PREMIUMS> 8,739,006 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 12,675,626 <NOTES-PAYABLE> 17,260,319 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,897,804 <OTHER-SE> 22,103,323 <TOTAL-LIABILITY-AND-EQUITY> 163,970,687 <PREMIUMS> 22,346,679 <INVESTMENT-INCOME> 4,749,992 <INVESTMENT-GAINS> 118,515 <OTHER-INCOME> (96,652) <BENEFITS> 18,167,417 <UNDERWRITING-AMORTIZATION> 1,847,463 <UNDERWRITING-OTHER> 3,187,803 <INCOME-PRETAX> 4,698,898 <INCOME-TAX> 1,366,563 <INCOME-CONTINUING> 3,332,335 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,332,335 <EPS-PRIMARY> 4.75 <EPS-DILUTED> 4.73 <RESERVE-OPEN> 20,407,300 <PROVISION-CURRENT> 9,732,600 <PROVISION-PRIOR> (376,400) <PAYMENTS-CURRENT> 2,976,300 <PAYMENTS-PRIOR> 5,615,700 <RESERVE-CLOSE> 21,171,500 <CUMULATIVE-DEFICIENCY> 398,600