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                                                                    EXHIBIT 23.2
 
                         INDEPENDENT AUDITORS' CONSENT
 
Management of PFS
(A Division of PepsiCo Held for Sale):
 
     We consent to the use of our report included herein and to the reference to
our firm under the heading "Experts" in the prospectus.
 
                                          KPMG PEAT MARWICK LLP
 
Dallas, Texas
April 9, 1998