<ARTICLE> 9
<LEGEND>
This schedule contains selected summary financial information extracted from
the Consolidated Balance Sheet at September 30, 1997 and Consolidated Statement 
of Income for the nine months ended September 30, 1997 and is qualified in its 
entirety by reference to such financial statements.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000,000
<CURRENCY> U.S.DOLLARS
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<EXCHANGE-RATE>                                      1
<CASH>                                          14,367
<INT-BEARING-DEPOSITS>                           4,152
<FED-FUNDS-SOLD>                                38,958
<TRADING-ASSETS>                                75,752
<INVESTMENTS-HELD-FOR-SALE>                     43,987
<INVESTMENTS-CARRYING>                           3,254
<INVESTMENTS-MARKET>                             3,260
<LOANS>                                        163,087
<ALLOWANCE>                                      3,462
<TOTAL-ASSETS>                                 366,574
<DEPOSITS>                                     181,788
<SHORT-TERM>                                    77,122
<LIABILITIES-OTHER>                             68,433
<LONG-TERM>                                     13,899
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      1,740
<COMMON>                                           441
<OTHER-SE>                                      18,985
<TOTAL-LIABILITIES-AND-EQUITY>                 366,574
<INTEREST-LOAN>                                  9,529
<INTEREST-INVEST>                                2,177
<INTEREST-OTHER>                                 2,248
<INTEREST-TOTAL>                                16,017
<INTEREST-DEPOSIT>                               4,797
<INTEREST-EXPENSE>                               9,874
<INTEREST-INCOME-NET>                            6,143
<LOAN-LOSSES>                                      599
<SECURITIES-GAINS>                                 189
<EXPENSE-OTHER>                                  7,579
<INCOME-PRETAX>                                  4,521
<INCOME-PRE-EXTRAORDINARY>                       2,834
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,834
<EPS-PRIMARY>                                     6.31
<EPS-DILUTED>                                     6.08
<YIELD-ACTUAL>                                    2.93
<LOANS-NON>                                        931
<LOANS-PAST>                                       349
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,549
<CHARGE-OFFS>                                      808
<RECOVERIES>                                       209
<ALLOWANCE-CLOSE>                                3,462
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0