<ARTICLE> 9
<LEGEND>
This schedule contains selected summary financial information extracted from
the Consolidated Balance Sheet at December 31, 1997 and Consolidated Statement 
of Income for the twelve months ended December 31, 1997 and is qualified in its 
entirety by reference to such financial statements.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000,000
<CURRENCY> U.S.DOLLARS
       
                             
<PERIOD-TYPE>                  12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                          15,704
<INT-BEARING-DEPOSITS>                           2,886
<FED-FUNDS-SOLD>                                30,928
<TRADING-ASSETS>                                72,393
<INVESTMENTS-HELD-FOR-SALE>                     49,755
<INVESTMENTS-CARRYING>                           2,983
<INVESTMENTS-MARKET>                             2,995
<LOANS>                                        168,454
<ALLOWANCE>                                      3,624
<TOTAL-ASSETS>                                 365,521
<DEPOSITS>                                     193,688
<SHORT-TERM>                                    67,731
<LIABILITIES-OTHER>                             64,964
<LONG-TERM>                                     13,387
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      1,740
<COMMON>                                           441
<OTHER-SE>                                      19,561
<TOTAL-LIABILITIES-AND-EQUITY>                 365,521
<INTEREST-LOAN>                                 12,921
<INTEREST-INVEST>                                3,028
<INTEREST-OTHER>                                 3,132
<INTEREST-TOTAL>                                21,851
<INTEREST-DEPOSIT>                               6,561
<INTEREST-EXPENSE>                              13,598
<INTEREST-INCOME-NET>                            8,253
<LOAN-LOSSES>                                      804
<SECURITIES-GAINS>                                 312
<EXPENSE-OTHER>                                 10,069
<INCOME-PRETAX>                                  5,910
<INCOME-PRE-EXTRAORDINARY>                       3,708
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,708
<EPS-PRIMARY>                                     8.30
<EPS-DILUTED>                                     8.03
<YIELD-ACTUAL>                                    2.89
<LOANS-NON>                                        907
<LOANS-PAST>                                       459
<LOANS-TROUBLED>                                     1
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,549
<CHARGE-OFFS>                                    1,096
<RECOVERIES>                                       292
<ALLOWANCE-CLOSE>                                3,624
<ALLOWANCE-DOMESTIC>                             3,180
<ALLOWANCE-FOREIGN>                                444
<ALLOWANCE-UNALLOCATED>                              0