1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 6, 1998 CITYSCAPE FINANCIAL CORP. (Exact name of registrant as specified in its charter) DELAWARE 0-27314 11-2994671 State or Other Jurisdiction Commission (IRS Employer of Incorporation File Number Identification No.) 565 Taxter Road, Elmsford, New York 10523-2300 (Address of Principal Executive Offices) Zip Code Registrant's telephone number, including area code: (914) 592-6677 Former name or former address, if changed since last report 2 Item 3. Bankruptcy or Receivership. On October 6, 1998, Cityscape Financial Corp. (the "Company") announced that the Company and Cityscape Corp., the Company's wholly-owned subsidiary ("CSC"), filed a joint prepackaged plan of reorganization (the "Plan") pursuant to Chapter 11 of the United States Bankruptcy Code in the United States Bankruptcy Court for the Southern District of New York. The proceedings are captioned In re Cityscape Financial Corp. (Case No. 98-B-22569 (ASH)), and In re Cityscape Corp. (Case No. 98-B-22570 (ASH)). A copy of the press release dated October 7, 1998 is attached to this report as Exhibit 99.1. Item 7. Financial Statements Pro Forma Financial Information and Exhibits. (c) Exhibits 99.1 Press Release, dated October 7, 1998 2 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized. CITYSCAPE FINANCIAL CORP. (Registrant) By: /s/ Tim S. Ledwick ----------------------------- Name: Tim S. Ledwick Title: Vice President and Chief Financial Officer Dated: October 7, 1998 3 4 INDEX TO EXHIBITS ----------------- Exhibits Description - -------- ----------- 99.1 Press Release, dated October 7, 1998