<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL CONDITION AS OF SEPTEMBER 30, 1998
AND THE CONDENSED CONSOLIDATED STATEMENT OF OPERATIONS FOR THE NINE MONTHS ENDED
SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                          22,244
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               283,016
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  4,488,253
<INVESTMENTS-CARRYING>                       2,259,882
<INVESTMENTS-MARKET>                         2,282,096
<LOANS>                                      5,046,895
<ALLOWANCE>                                     38,483
<TOTAL-ASSETS>                              12,713,056
<DEPOSITS>                                   6,093,440
<SHORT-TERM>                                   465,000
<LIABILITIES-OTHER>                            168,551
<LONG-TERM>                                  5,025,142
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      2,000
<COMMON>                                           266
<OTHER-SE>                                     958,657
<TOTAL-LIABILITIES-AND-EQUITY>              12,713,056
<INTEREST-LOAN>                                270,711
<INTEREST-INVEST>                              311,106
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               581,817
<INTEREST-DEPOSIT>                             190,125
<INTEREST-EXPENSE>                             368,811
<INTEREST-INCOME-NET>                          213,006
<LOAN-LOSSES>                                      880
<SECURITIES-GAINS>                               7,772
<EXPENSE-OTHER>                                 12,904
<INCOME-PRETAX>                                125,124
<INCOME-PRE-EXTRAORDINARY>                      71,335
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    71,335
<EPS-PRIMARY>                                     2.69
<EPS-DILUTED>                                     2.56
<YIELD-ACTUAL>                                    2.61
<LOANS-NON>                                     33,088
<LOANS-PAST>                                     2,637
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,280
<ALLOWANCE-OPEN>                                40,039
<CHARGE-OFFS>                                    3,578
<RECOVERIES>                                     1,142
<ALLOWANCE-CLOSE>                               38,483
<ALLOWANCE-DOMESTIC>                            38,483
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0