1
                                                                    Exhibit 23.2




                         Independent Auditors' Consent



The Board of Directors
Dime Bancorp, Inc.:

We consent to the use of our report dated January 19, 1998, incorporated by
reference in the Registration Statement on Form S-8 of Dime Bancorp, Inc., 
relating to our audit of the consolidated statements of financial condition of
Dime Bancorp, Inc. and subsidiaries as of December 31 1997 and 1996, and the
related consolidated statements of income, changes in stockholders' equity and
cash flows for each of the years in the three-year period ended December 31,
1997.


/s/ KPMG LLP

New York, New York
March 26, 1999