<ARTICLE> 5 <CIK> 0001058952 <NAME> YOUNG AMERICA HOLDINGS INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 19,909 <SECURITIES> 0 <RECEIVABLES> 31,332 <ALLOWANCES> 0 <INVENTORY> 613 <CURRENT-ASSETS> 52,817 <PP&E> 19,810 <DEPRECIATION> 11,846 <TOTAL-ASSETS> 67,459 <CURRENT-LIABILITIES> 51,149 <BONDS> 80,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,871 <OTHER-SE> (66,642) <TOTAL-LIABILITY-AND-EQUITY> 67,459 <SALES> 0 <TOTAL-REVENUES> 96,941 <CGS> 0 <TOTAL-COSTS> 89,431 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 2,446 <INCOME-PRETAX> 1,508 <INCOME-TAX> 558 <INCOME-CONTINUING> 950 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 950 <EPS-PRIMARY> 0 <EPS-DILUTED> 0