<ARTICLE> 5 <CIK> 0001058952 <NAME> YOUNG AMERICA HOLDINGS INC <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 13,351 <SECURITIES> 0 <RECEIVABLES> 17,547 <ALLOWANCES> 0 <INVENTORY> 445 <CURRENT-ASSETS> 32,187 <PP&E> 20,053 <DEPRECIATION> 12,322 <TOTAL-ASSETS> 45,946 <CURRENT-LIABILITIES> 28,820 <BONDS> 80,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,871 <OTHER-SE> (65,717) <TOTAL-LIABILITY-AND-EQUITY> 45,946 <SALES> 0 <TOTAL-REVENUES> 178,474 <CGS> 0 <TOTAL-COSTS> 163,387 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 4,894 <INCOME-PRETAX> 2,976 <INCOME-TAX> 1,101 <INCOME-CONTINUING> 1,875 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,875 <EPS-BASIC> 0 <EPS-DILUTED> 0