<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM DIME
BANCORP, INC.'S FORM 10-Q FOR THE QUARTERLY PERIOD ENDED JUNE 30, 1999 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         300,543
<INT-BEARING-DEPOSITS>                           5,945
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                               217,409
<INVESTMENTS-HELD-FOR-SALE>                  3,498,006
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     15,223,830
<ALLOWANCE>                                    121,381
<TOTAL-ASSETS>                              21,429,783
<DEPOSITS>                                  13,414,798
<SHORT-TERM>                                 4,968,107
<LIABILITIES-OTHER>                            400,995
<LONG-TERM>                                  1,152,440
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,203
<OTHER-SE>                                   1,492,240
<TOTAL-LIABILITIES-AND-EQUITY>              21,429,783
<INTEREST-LOAN>                                547,495
<INTEREST-INVEST>                              126,360
<INTEREST-OTHER>                                   776
<INTEREST-TOTAL>                               674,631
<INTEREST-DEPOSIT>                             236,353
<INTEREST-EXPENSE>                             399,243
<INTEREST-INCOME-NET>                          275,388
<LOAN-LOSSES>                                   15,500
<SECURITIES-GAINS>                                (47)
<EXPENSE-OTHER>                                371,487
<INCOME-PRETAX>                                190,134
<INCOME-PRE-EXTRAORDINARY>                     119,785
<EXTRAORDINARY>                                (4,127)
<CHANGES>                                            0
<NET-INCOME>                                   115,658
<EPS-BASIC>                                       1.04
<EPS-DILUTED>                                     1.03
<YIELD-ACTUAL>                                    2.84
<LOANS-NON>                                     67,884
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                11,610
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               105,081
<CHARGE-OFFS>                                    9,037
<RECOVERIES>                                     4,872
<ALLOWANCE-CLOSE>                              121,381
<ALLOWANCE-DOMESTIC>                           111,381
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         10,000