<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets and the Consolidated Statements of Income and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> SEP-30-1999
<DEBT-HELD-FOR-SALE> 12,727<F1>
<DEBT-CARRYING-VALUE> 1,819<F2>
<DEBT-MARKET-VALUE> 1,895<F3>
<EQUITIES> 648
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 16,153
<CASH> 20
<RECOVER-REINSURE> 104<F4>
<DEFERRED-ACQUISITION> 798
<TOTAL-ASSETS> 23,710
<POLICY-LOSSES> 11,827<F5>
<UNEARNED-PREMIUMS> 3,369<F6>
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 799<F7>
<PREFERRED-MANDATORY> 0
<PREFERRED> 0
<COMMON> 177
<OTHER-SE> 6,154<F8>
<TOTAL-LIABILITY-AND-EQUITY> 23,710
<PREMIUMS> 4,209
<INVESTMENT-INCOME> 655
<INVESTMENT-GAINS> 83
<OTHER-INCOME> 79<F9>
<BENEFITS> 2,958
<UNDERWRITING-AMORTIZATION> 1,136
<UNDERWRITING-OTHER> 281
<INCOME-PRETAX> 519
<INCOME-TAX> 61
<INCOME-CONTINUING> 458
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 458
<EPS-BASIC> 2.77
<EPS-DILUTED> 2.73
<RESERVE-OPEN> 0<F10>
<PROVISION-CURRENT> 0<F10>
<PROVISION-PRIOR> 0<F10>
<PAYMENTS-CURRENT> 0<F10>
<PAYMENTS-PRIOR> 0<F10>
<RESERVE-CLOSE> 0<F10>
<CUMULATIVE-DEFICIENCY> 0<F10>
<FN>
<F1>DEBT-HELD-FOR-SALE REPRESENTS FIXED MATURITY INVESTMENTS CLASSIFIED AS
AVAILABLE-FOR-SALE AND CARRIED AT MARKET VALUE AS PRESCRIBED BY SFAS NO.
115.
<F2>DEBT-CARRYING-VALUE REPRESENTS FIXED MATURITY INVESTMENTS CLASSIFIED AS
HELD-TO-MATURITY AND CARRIED AT AMORTIZED COST AS PRESCRIBED BY SFAS NO. 115
<F3>DEBT-MARKET-VALUE REPRESENTS THE RELATED MARKET VALUE OF FIXED
MATURITIES CLASSIFIED AS HELD-TO-MATURITY
<F4>RECOVER-REINSURE REPRESENTS REINSURANCE RECOVERABLE ON PAID CLAIMS.
<F5>POLICY-LOSSES EXCLUDE THE REDUCTIONS FOR REINSURANCE RECOVERABLES ON UNPAID
CLAIMS ($1,592), AS PRESCRIBED BY SFAS NO. 113. SUCH AMOUNTS ARE INCLUDED IN
TOTAL ASSETS
<F6>UNEARNED-PREMIUMS EXCLUDE THE REDUCTION FOR PREPAID REINSURANCE PREMIUMS
($245) AS PRESCRIBED BY SFAS NO. 113. THIS PREPAID AMOUNT IS INCLUDED IN
TOTAL ASSETS.
<F7>NOTES-PAYABLE INCLUDES LONG-TERM DEBT OF $799.
<F8>OTHER-SE INCLUDES PAID IN SURPLUS, RETAINED EARNINGS; FOREIGN CURRENCY
TRANSLATION LOSSES, NET OF INCOME TAX, UNREALIZED APPRECIATION OF
INVESTMENTS, NET; RECEIVABLE FROM ESOP AND TREASURY STOCK.
<F9>OTHER-INCOME REPRESENTS REVENUES FROM REAL ESTATE OPERATIONS.
<F10>AMOUNTS FOR SECURITIES ACT INDUSTRY GUIDE 6 AND EXCHANGE ACT INDUSTRY GUIDE
4 DISCLOSURES ARE REQUIRED FOR ANNUAL FILINGS ONLY. ACCORDINGLY, NO AMOUNTS
WILL BE REPORTED FOR INTERIM FILINGS.
</FN>